4939 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 4939 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,687 sqft
Lot Size	0.553 acres (24,089 sqft)
Owner	Company Name on Record
Last Sale	$390,000 (Mar 2024)
Tax Bill	$8,067 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`74-14-433-0042-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-433-0042-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,687 sqft Living Area
1st Floor Area	907 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	24,089 sqft (0.553 acres)
Lot Depth	480 ft Depth

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4939 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 156 SUP ROY T GILBERTS PLAT NO 1 PCS 196, 732, 197 & 190 T2N R16E
Legal Subdivision	SUPRVRS ROY T GILBERTS 1-CLAY
Legal Lot Number	156
Legal Unit	156
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2002
Census Tract	647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1100 OWENDALE DR, TROY, MI 48083-1914
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC
Feb 26, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC
Mar 12, 2024	Warranty Deed, Transfer · Conventional Mortgage JMAC LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2024 · Amount on Record
Deed Sale	Mar 12, 2024 · Amount on Record
Deed Document Number	20244027
Deed Book / Page	5696 / 675
Last Transfer Date	Feb 12, 2026
Transfer Doc	0005900884
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 20, 2026
Property Address	4939 POINTE TREMBLE RD, ALGONAC, MI 48001-4361
Document Number	0005899109
Book / Page	5899 / 109
Map Reference	LB 48 PG 24
Instrument Date	Feb 12, 2026
Instrument	2026003298
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 OWENDALE DR, TROY, MI 48083-1914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5430 E PARTRIDGE LN, ORANGE, CA 92869-4337

Mortgage

Document Number	2026003299
Date	Feb 20, 2026
Instrument	2026003299

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 26, 2026
Property Address	4939 POINTE TREMBLE RD, ALGONAC, MI 48001-4361
Document Number	0005900884
Book / Page	5900 / 884
Map Reference	LB 48 PG 24
Instrument Date	Feb 12, 2026
Instrument	2026003709
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5430 E PARTRIDGE LN, ORANGE, CA 92869-4337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 OWENDALE DR, TROY, MI 48083-1914

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4939 POINTE TREMBLE RD, ALGONAC, MI 48001-4361
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5430 E PARTRIDGE LN, ORANGE, CA 92869-4337

Mortgage

Document Number	0005693316
Date	Feb 27, 2024
Book Page	5693/316
Instrument	2024003221

Lender

Name	JMAC LENDING INC
Type	Mortgage Company
Address	3200 PARK CENTER DR STE 350, COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 12, 2024
Property Address	4939 POINTE TREMBLE RD, ALGONAC, MI 48001-4361
Document Number	0005696675
Book / Page	5696 / 675
Map Reference	LB 48 OF PLS PG 24
Instrument Date	Feb 21, 2024
Instrument	2024004027
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	SERVICE/ONE TITLE AGENCY INC, SERVICE ONE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4939 POINTE TREMBLE RD, ALGONAC, MI 48001-4361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5430 E PARTRIDGE LN, ORANGE, CA 92869-4337

Mortgage

Document Number	2024003221
Date	Mar 12, 2024
Instrument	2024003221

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,100 (+7.39%)	$334,200 (+7.39%)
2025	$8,067.00 (+69.33%) Homeowner's exemption	$155,600 (+26.4%)
2024	$4,764.00 (+65.53%)		$311,200 (+26.4%)
2023		$123,100
2022	$2,878.00		$246,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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