4901 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 4901 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,078 sqft · built 1948
Lot Size	0.528 acres (23,000 sqft)
Owner	2 Company Names on File
Tax Bill	$2,496 (2025)
Deeds & Mortgages	Feb 2026 Transfer Sep 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-433-0046-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-433-0046-000`

Interior

Full Baths	1 Bath
Building Area	2,078 sqft Living Area
1st Floor Area	2,078 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	460 ft deep x 50 ft wide
Garage Area	996 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4901 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	E 50 FT OF LOT 159 SUPERVISOR ROY T GILBERT'S PLAT NO. 1
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT #1
Legal Lot Number	159
Legal Unit	159
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2002
Census Tract	647000

Owner

Source: St. Clair County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4901 POINTE TREMBLE RD, ALGONAC, MI 48001-4361
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Intrafamily Transfer, Transfer
Sep 25, 2025	Intrafamily Transfer, Transfer
Apr 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
May 21, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 2, 2025
Transfer Doc	0005854635
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 6, 2026
Property Address	4901 POINTE TREMBLE RD, ALGONAC, MI 48001-4361
Document Number	0005895995
Book / Page	5895 / 995
Map Reference	LB 48 PG 24
Instrument Date	Feb 6, 2026
Instrument	2026002590
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 POINTE TREMBLE RD, ALGONAC, MI 48001-4361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 POINTE TREMBLE RD, ALGONAC, MI 48001-4361

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 25, 2025
Property Address	4901 POINTE TREMBLE RD, ALGONAC, MI 48001-4361
Document Number	0005854635
Book / Page	5854 / 635
Map Reference	LB 48 PG 24
Instrument Date	Jul 2, 2025
Instrument	2025018220
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33775 BAYVIEW DR, CHESTERFIELD, MI 48047-3623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 POINTE TREMBLE RD, ALGONAC, MI 48001-4361

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4901 POINTE TREMBLE RD, ALGONAC, MI 48001-4361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049350706
Date	Apr 17, 2018
Book Page	4935/706
Instrument	2018008585

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4901 POINTE TREMBLE RD, ALGONAC, MI 48001-4361
Document Number	0051950192
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4901 POINTE TREMBLE RD ALGONAC MI 480014361, ALGONAC, MI 48001-4361

Mortgage

Document Number	0051950192
Date	Jun 4, 2020
Book Page	005195/000192

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 20, 2019
Property Address	4901 POINTE TREMBLE RD, ALGONAC, MI 48001-4361
Document Number	0050990075
Book / Page	005099 / 000075
Instrument Date	Aug 16, 2019
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4901 POINTE TREMBLE RD ALGONAC MI 480014361, ALGONAC, MI 48001-4361

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,496.00 (-42.14%) Homeowner's exemption	$191,300 (+13.53%)
2024	$4,314.00 (+8.75%)		$382,600 (+13.53%)
2023		$168,500
2022	$3,967.00		$337,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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