4939 Keyser Mill Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 4939 Keyser Mill Rd, Baker, FL 32531

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 3,078 sqft · built 2021
Lot Size24.8 acres (1,081,159 sqft)
Owner2 Owner Names on Record
Last Sale$82,000 (Oct 2011)
Tax Bill$5,374 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-596-6322-9

Property Details

APN / Parcel Number

Primary APNC56-000-596-6322-9
Alternative APN
  • 24-3N-25-0000-0015-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,078 sqft Heated Area
Gross Area6,151 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area1,081,159 sqft (24.8 acres)
Garage TypeFinished
PorchOpen Porch
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4939 KEYSER MILL RD
CityBAKER
StateFL
Zip32531-6313
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSE1/4 OF SE1/4 LYING S OF R/W LESS E 1111.93 FT SOLD LESS BCC ACQUIRED R/W
Legal Range25
Legal Township03N
Legal Section24
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2049
Census Tract20101

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address4939 KEYSER MILL RD, BAKER, FL 32531-6313
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2011 · Amount on Record
Deed SaleOct 3, 2011 · Amount on Record
Prior SaleFeb 9, 2009 · Amount on Record
Deed Document Number2732289
Deed Book / Page3003 / 3471
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4939 KEYSER MILL RD, BAKER, FL 32531-6313
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034822015
DateAug 10, 2020
Book Page3482/2015
Instrument3380720
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,374.00 (+5.17%) Homeowner's exemption$593,017 (+5.95%) Land $15,501 Building $577,516$715,425 (+4.24%)
2023$5,110.00 (+2.59%) Homeowner's exemption$559,690 (+3.05%) Land $14,368 Building $545,322$686,293 (+7.83%)
2022$4,981.00 Homeowner's exemption$543,119 Land $14,010 Building $529,109$636,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Starlink
Satellite
280 / 30

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