Okaloosa County property record for 4938 Keyser Mill Rd, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,160 sqft · built 2020 |
| Lot Size | 3.43 acres (149,411 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $58,000 (Mar 2019) |
| Tax Bill | $2,197 (2025) |
| Deeds & Mortgages | Mar 2020 Loan Modification Aug 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-988-4263-6 |
| Primary APN | C56-000-988-4263-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,160 sqft Heated Area |
| Gross Area | 3,501 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 149,411 sqft (3.43 acres) |
| Garage Type | Mixed |
| Porch | Open Porch |
| Porch Area | 641 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4938 KEYSER MILL RD |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-6312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG NE COR OF SE1/4 OF SE1/4 S 16.3 FT TO R/W W 128.57 FT SE ALG CURVE 141.51 FT S 75 DEG W 1058.29 FT N 328.64 FT E 1296. 81 |
| Legal Range | 25 |
| Legal Township | 03N |
| Legal Section | 24 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 20102 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4938 KEYSER MILL RD, BAKER, FL 32531-6312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2020 | Loan Modification, Mortgage UNIVERSITY LNDG |
| Aug 1, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage UNIVERSITY LNDG |
| Mar 13, 2019 | Warranty Deed, Transfer · Commercial Mortgage WHITNEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2019 · Amount on Record |
| Deed Sale | Mar 13, 2019 · Amount on Record |
| Prior Sale | Mar 1, 2010 · Amount on Record |
| Deed Document Number | 3264246 |
| Deed Book / Page | 3388 / 4618 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4938 KEYSER MILL RD, BAKER, FL 32531-6312 |
| Document Number | 0034624156 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4938 KEYSER MILL RD BAKER FL 325316312, BAKER, FL 32531-6312 |
| Document Number | 0034624156 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 003462/004156 |
| Instrument | 3358974 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | BAKER, FL 32531 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 18, 2050 |
| Rate | 2.87% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 1, 2019 |
| Property Address | 4938 KEYSER MILL RD, BAKER, FL 32531-6312 |
| Document Number | 0034114206 |
| Book / Page | 003411 / 004206 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 3295235 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 360 MARIE CIR NW FORT WALTON BEACH FL 325484632, FORT WALTON BEACH, FL 32548-4632 |
| Document Number | 34114206 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 003411/004206 |
| Instrument | 3295235 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 13, 2019 |
| Property Address | 4938 KEYSER MILL RD, BAKER, FL 32531-6312 |
| Document Number | 0033884618 |
| Book / Page | 3388 / 4618 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 3264246 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $406.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 COUNTRY CLUB RD, 25, SHALIMAR, FL 32579-1605 |
| Name | Verified Name |
|---|---|
| Address | 360 MARIE CIR NW, FORT WALTON BEACH, FL 32548-4632 |
| Document Number | 0003264247 |
|---|---|
| Date | Mar 13, 2019 |
| Instrument | 3264247 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,197.00 (+6.03%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $264,167 (+5.99%) | $384,553 (+6.02%) Land $52,452 Building $332,101 |
| 2023 | $2,072.00 (+2.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $249,245 (+3%) | $362,729 (+8.26%) Land $44,564 Building $318,165 |
| 2022 | $2,021.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $241,985 | $335,047 Land $41,648 Building $293,399 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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