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4937 Pumpkin Patch Way, Independence, KY 41051 Property Records

Kenton County property record for 4937 Pumpkin Patch Way, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,599 sqft · built 2001
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$218,000 (Jul 2019)
Tax Bill$3,297 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jul 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN045-20-01-125.00

Property Details

APN / Parcel Number

Primary APN045-20-01-125.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,599 sqft Finished Area
Gross Area2,303 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area13,504 sqft (0.31 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4937 PUMPKIN PATCH WAY
CityINDEPENDENCE
StateKY
Zip41051-8167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARVEST HILLS SEC 8 LOT 125
Legal SubdivisionHARVEST HILLS
Legal Phase8
Legal Lot Number125
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1008
Census Tract63606

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4937 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Deed of Trust, Mortgage
GUARDIAN SAVINGS BANK
Jul 31, 2019Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SVGS BK
Feb 14, 2019Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY
Jan 11, 2019Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2019 · Amount on Record
Deed SaleJul 31, 2019 · Amount on Record
Prior SaleJan 11, 2019 · Amount on Record
Deed Document Number201907 31 059 00278
Deed Book / Page4303 / 282
Prior Transfer DateJun 24, 2003
Prior Transfer Doc0828059000
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4937 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900256
DateAug 5, 2021
Book Page252/382
Instrument21080505900256
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
AmountAmount Recorded
Term161 Months
DueJan 1, 2035

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 31, 2019
Property Address4937 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167
Document Number0000000278
Book / Page0I4303 / 000282
Instrument DateJul 22, 2019
Instrument278
Transaction TypeTransfer
Record UpdatedAug 27, 2019
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$218.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 EDGEWOOD RD EDGEWOOD KY 410172326, EDGEWOOD, KY 41017-2326

Mortgage

Document Number280
DateJul 31, 2019
Book Page0I4303/000304
Instrument280
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 30, 2034

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateFeb 14, 2019
Property Address4937 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167
Document Number0000000088
Book / Page0I4225 / 000212
Instrument DateFeb 12, 2019
Instrument88
Transaction TypeTransfer
Record UpdatedFeb 25, 2019
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount Recorded
Tax$158.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3526 MILLHOUSE BLVD INDEPENDENCE KY 410517528, INDEPENDENCE, KY 41051-7528

January 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateJan 11, 2019
Property Address4937 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8167
Document Number0000000092
Book / Page0I4214 / 000301
Instrument DateDec 17, 2018
Instrument92
Transaction TypeForeclosure
Record UpdatedJan 29, 2019

Transaction

AmountAmount Recorded
Tax$158.60
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3526 MILLHOUSE BLVD INDEPENDENCE KY 410517528, INDEPENDENCE, KY 41051-7528

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$283,500 (-) Land $45,000 Building $238,500$283,500 (-) Land $45,000 Building $238,500
2025$3,297.00 (+19.85%)$283,500 (+30.05%) Land $45,000 Building $238,500$283,500 (+30.05%) Land $45,000 Building $238,500
2023$2,751.00$218,000 Land $30,000 Building $188,000$218,000 Land $30,000 Building $188,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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