4926 Pumpkin Patch Way, Independence, KY 41051 Property Records

Kenton County property record for 4926 Pumpkin Patch Way, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,986 sqft · built 1999
Lot Size0.021 acres (937 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Jul 2022)
Tax Bill$3,547 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN045-20-01-151.00

Property Details

APN / Parcel Number

Primary APN045-20-01-151.00

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,986 sqft Finished Area
Gross Area2,506 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area937 sqft (0.021 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0452001151.00
Street Address4926 PUMPKIN PATCH WAY
CityINDEPENDENCE
StateKY
Zip41051-8166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARVEST HILLS SEC 8 PT LOT 151 & 0.0215 AC PARCEL SHOWN AS PARCEL 150A ON ID PLAT
Legal SubdivisionHARVEST HILLS
Legal Phase8
Legal Lot Number150,15
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1004
Census Tract63606

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4926 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8166
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED FAITH MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2022 · Amount on Record
Deed SaleJul 8, 2022 · Amount on Record
Prior SaleOct 5, 2004 · Amount on Record
Deed Document Number0000175739
Deed Book / Page175 / 739
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 8, 2022
Property Address4926 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8166
Document Number0005900042
Book / Page175 / 739
Map ReferenceSL 267-A
Instrument DateJun 30, 2022
Instrument22070805900042
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18935 EARL RD, 18935, BIG LAKE, MN 55309-4665

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address4926 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8166

Mortgage

Document Number0005900043
DateJul 8, 2022
Instrument22070805900043
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4926 PUMPKIN PATCH WAY, INDEPENDENCE, KY 41051-8166
Document Number0000000027
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedAug 31, 2020
Title CompanyEQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address4926 PUMPKIN PATCH WAY INDEPENDENCE KY 410518166, INDEPENDENCE, KY 41051-8166

Mortgage

Document Number0000000027
DateJul 2, 2020
Book Page000M72/000247
Instrument27
Lender
NameUNITED FAITH MTG
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,547.00 (-7.85%)$305,000 (-) Land $45,000 Building $260,000$305,000 (-) Land $45,000 Building $260,000
2023$3,849.00$305,000 Land $35,000 Building $270,000$305,000 Land $35,000 Building $270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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