Hamilton County property record for 4933 Riverwatch Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,880 sqft · built 1986 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,100 (Mar 2020) |
| Tax Bill | $5,122 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Sep 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0033-0189-00 |
| Primary APN | 540-0033-0189-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,880 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| 2nd Floor Area | 650 sqft |
| Basement Area | 636 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,146 sqft (0.187 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4933 RIVERWATCH DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERWATCH DR 65 X 125 LOT 527 MT ALVERNO ESTATES BL D |
| Legal Subdivision | MT ALVERNO ESTATES |
| Legal Block | D |
| Legal Lot Number | 527 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 21421 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4933 RIVERWATCH DR, CINCINNATI, OH 45238-5971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Sep 7, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Mar 25, 2020 | Warranty Deed, Transfer · Conventional with PMI CARDINAL FIN'L |
| Sep 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2020 · Amount on Record |
| Deed Sale | Mar 25, 2020 · Amount on Record |
| Prior Sale | Sep 7, 2018 · Amount on Record |
| Deed Document Number | 0000028888 |
| Deed Book / Page | 014132 / 002090 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4933 RIVERWATCH DR, CINCINNATI, OH 45238-5971 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000071349 |
|---|---|
| Date | Oct 5, 2023 |
| Book Page | 15015/1998 |
| Instrument | 2023-0071349 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Aug 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4933 RIVERWATCH DR, CINCINNATI, OH 45238-5971 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 4933 RIVERWATCH DR, CINCINNATI, OH 45238-5971 |
| Document Number | 0000107034 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 14496/251 |
| Instrument | 2021-0107034 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 20, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 25, 2020 |
| Property Address | 4933 RIVERWATCH DR, CINCINNATI, OH 45238-5971 |
| Document Number | 0000028888 |
| Book / Page | 014132 / 002090 |
| Instrument Date | Mar 17, 2020 |
| Instrument | 28888 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2020 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4933 RIVERWATCH DR CINCINNATI OH 452385971, CINCINNATI, OH 45238-5971 |
| Document Number | 28890 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 014132/002093 |
| Instrument | 28890 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 7, 2018 |
| Property Address | 4933 RIVERWATCH DR, CINCINNATI, OH 45238-5971 |
| Document Number | 0000079558 |
| Book / Page | 13748 / 01476 |
| Map Reference | MB 252 PG 85&86 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 2018-0079558 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | CHICAGO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $479.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4933 RIVERWATCH DR, CINCINNATI, OH 45238-5971 |
| Document Number | 0000079559 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 2018-0079559 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,122.00 (+2.5%) | $86,216 (-) Land $10,822 Building $75,394 | |
| 2024 | $4,997.00 (-0.3%) | $86,216 (-) Land $10,822 Building $75,394 | |
| 2023 | $5,012.00 (+41.1%) | $86,216 (+58.82%) Land $10,822 Building $75,394 | $246,330 (+58.82%) Land $30,920 Building $215,410 |
| 2022 | $3,552.00 Homeowner's exemption | $54,285 Land $9,415 Building $44,870 | |
| 2020 | $155,100 Land $26,900 Building $128,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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