Hamilton County property record for 4914 Riverwatch Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,879 sqft · built 1986 |
| Lot Size | 0.183 acres (8,015 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Jul 2025) |
| Tax Bill | $6,439 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0033-0180-00 |
| Primary APN | 540-0033-0180-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,879 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| 2nd Floor Area | 649 sqft |
| Basement Area | 636 sqft |
| Finished Basement | 625 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,015 sqft (0.183 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4914 RIVERWATCH DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERWATCH DR 65.55 X 125 IRR LOT 518 MT ALVERNO ESTATES BL D PT IV |
| Legal Subdivision | MT ALVERNO ESTATES |
| Legal Block | D |
| Legal Lot Number | 518 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 21421 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4914 RIVERWATCH DR, CINCINNATI, OH 45238-5970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2025 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Apr 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage RIVER CTY MTG |
| Dec 31, 2019 | Warranty Deed, Transfer · Construction Mortgage GREEN GARDEN PORTFOLIO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on Record |
| Deed Sale | Jul 14, 2025 · Amount on Record |
| Prior Sale | Dec 31, 2019 · Amount on Record |
| Deed Document Number | 0000052725 |
| Deed Book / Page | 15456 / 1096 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 14, 2025 |
| Property Address | 4914 RIVERWATCH DR, CINCINNATI, OH 45238-5970 |
| Document Number | 0000052725 |
| Book / Page | 15456 / 1096 |
| Map Reference | MB 252 PG 85&86 |
| Instrument Date | Jul 7, 2025 |
| Instrument | 2025-0052725 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4914 RIVERWATCH DR, CINCINNATI, OH 45238-5970 |
| Document Number | 0000052726 |
|---|---|
| Date | Jul 14, 2025 |
| Instrument | 2025-0052726 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4914 RIVERWATCH DR, CINCINNATI, OH 45238-5970 |
| Document Number | 0000036023 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4914 RIVERWATCH DR CINCINNATI OH 452385970, CINCINNATI, OH 45238-5970 |
| Document Number | 0000036023 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 014149/001154 |
| Instrument | 36023 |
| Name | RIVER CTY MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45212 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 31, 2019 |
| Property Address | 4914 RIVERWATCH DR, CINCINNATI, OH 45238-5970 |
| Document Number | 0000115784 |
| Book / Page | 014074 / 001488 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 115784 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2020 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4914 RIVERWATCH DR CINCINNATI OH 452385970, CINCINNATI, OH 45238-5970 |
| Document Number | 115785 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 014074/001490 |
| Instrument | 115785 |
| Name | GREEN GARDEN PORTFOLIO |
|---|---|
| Address | 3012 GLENMORE AVE # 200, CINCINNATI, OH 45238-2258 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 30, 2020 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,439.00 (+2.37%) | $108,206 (-) Land $10,710 Building $97,496 | |
| 2024 | $6,290.00 (-0.21%) | $108,206 (-) Land $10,710 Building $97,496 | |
| 2023 | $6,303.00 (+22.15%) | $108,206 (+37.4%) Land $10,710 Building $97,496 | $309,160 (+37.4%) Land $30,600 Building $278,560 |
| 2022 | $5,160.00 Homeowner's exemption | $78,750 Land $9,317 Building $69,433 | |
| 2020 | $225,000 Land $26,620 Building $198,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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