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4932 Elder Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 4932 Elder Rd, Ferndale, WA 98248 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,237 sqft · built 2006
Lot Size2.25 acres (98,010 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (May 2016)
Tax Bill$8,174 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN530500

Property Details

APN / Parcel Number

Primary APN530500
Alternative APNs
  • 390135 017037 0000
  • 88933

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,237 sqft Living Area
1st Floor Area1,425 sqft
2nd Floor Area1,812 sqft
Interior WallsFinished/Painted
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area98,010 sqft (2.25 acres)
Garage TypeBuilt-in
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area48 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number530500
Street Address4932 ELDER RD
CityFERNDALE
StateWA
Zip98248-9548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 MOUNT VISTA ESTATES CLUSTER SHORT PLAT AS REC AF 2000200713
Legal Range01
Legal Township39
Legal Section35
Legal SubdivisionMOUNT VISTA EST CLUSTER S P
Legal Lot Number1
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2037
Census Tract10503

Owner

Source: Whatcom County records · APN 530500

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4932 ELDER RD, FERNDALE, WA 98248-9548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 13, 2016 · Amount on Record
Deed SaleMay 13, 2016 · Amount on Record
Prior SaleFeb 03, 2016
Deed Document Number2016-0501613
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address4932 ELDER RD, FERNDALE, WA 98248-9548
Transaction TypeMortgage
Record UpdatedNov 01, 2023
Title CompanyCHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000502678
DateMay 17, 2021
Instrument2021-0502678
Lender
NameGUILD MORTGAGE COMPANY LLC
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2036

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,174.00 (+62.6%)$1,049,575 (+25.38%) Land $254,098 Building $795,477$1,049,575 (+25.38%) Land $254,098 Building $795,477
2022$837,140 Land $202,675 Building $634,465$837,140 Land $202,675 Building $634,465
2021$5,027.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730105032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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