Whatcom County property record for 4989 Elder Rd, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,608 sqft · built 1966 |
| Lot Size | 5.05 acres (219,978 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,075 (2025) |
| Deeds & Mortgages | Oct 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3901344641220000 |
| Primary APN | 3901344641220000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| 1st Floor Area | 1,608 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 219,978 sqft (5.05 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|
| Account Number | 67029 |
|---|---|
| Old Parcel Number | 3901344641220000 |
| Street Address | 4989 ELDER RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | N 5 ACRES OF SE SE-THAT PTN LY WITHIN S 1/2 NE SE DAF-BEG AT SW COR OF S 1/2 NE SE-TH S 88 DEG 45'46\ E ALG S LI OF SD SUBDIV |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 34 |
| Legal Subdivision | E ALG S LI OF SD SUBDIV |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 10504 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4989 ELDER RD, FERNDALE, WA 98248-9548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2009 |
| Deed Sale | Oct 30, 2009 |
| Deed Document Number | 2091003533 |
| Last Transfer Date | Oct 13, 2023 |
| Transfer Doc | 0001000869 |
| Record Updated | Jun 8, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Oct 13, 2023 |
| Property Address | 4989 ELDER RD, FERNDALE, WA 98248-9548 |
| Document Number | 0001000869 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 2023-1000869 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4989 ELDER RD, FERNDALE, WA 98248-9548 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,075.00 (+37.07%) Senior Citizen's exemption | $523,215 (-) Land $268,741 Building $254,474 | $655,979 (+25.37%) Land $336,926 Building $319,053 |
| 2022 | $523,215 Land $268,741 Building $254,474 | $523,215 Land $268,741 Building $254,474 | |
| 2021 | $2,973.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUMMI TRIBAL WATER DISTRICT tribal government · serves 3,699 people · EPA ID 105300002 |
|---|---|
| Water Source | Purchased surface water from CITY OF BELLINGHAM-WATER DIVISION |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Astound Broadband.
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