4930 Cool Spring Dr, Chester, VA 23831 Property Records

Chesterfield County property record for 4930 Cool Spring Dr, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,790 sqft · built 1987
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on File
Last Sale	$414,950 (Jul 2009)
Tax Bill	$5,344 (2026)
Deeds & Mortgages	Sep 2021 Refinance Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`786-65-11-89-200-000`

Property Details

APN / Parcel Number

Primary APN	`786-65-11-89-200-000`
Alternative APNs	`115140100000001` `341783002`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,790 sqft Finished Area
1st Floor Area	224 sqft
Basement Area	1,064 sqft
Finished Basement	1,064 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	59,242 sqft (1.36 acres)
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	196 sqft
Deck Area	477 sqft
Patio Area	477 sqft
Shed	1 Shed
Shed Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	341783002
Street Address	4930 COOL SPRING DR
City	CHESTER
State	VA
Zip	23831-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	W/L MOOREHEAD DR & COOL SPRING
Legal Subdivision	BRUCE FARM
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	2
Census Block	2003
Census Tract	100505

Owner

4930 Cool Spring Dr is owned and occupied by two individuals who acquired it in January 2024.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4930 COOL SPRING DR, CHESTER, VA 23831-4226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC
Jan 22, 2024	Transfer on Death Deed, Transfer
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTRL LLC
May 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2009 · Amount on File
Deed Sale	Jul 31, 2009 · Amount on File
Prior Sale	Jun 10, 2004 · Amount on File
Deed Book / Page	8813 / 175
Last Transfer Date	Jan 9, 2024
Transfer Doc	014463-453
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	4930 COOL SPRING DR, CHESTER, VA 23831-4226
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013645-481
Date	Sep 24, 2021
Book Page	13645/481
Instrument	2021061742

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2031

Interest

Rate Type	Fixed Rate

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jan 22, 2024
Property Address	4930 COOL SPRING DR, CHESTER, VA 23831-4226
Document Number	014463-453
Book / Page	14463 / 453
Instrument Date	Jan 9, 2024
Instrument	2024001768
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4930 COOL SPRING DR, CHESTER, VA 23831-4226

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	4930 COOL SPRING DR, CHESTER, VA 23831-4226
Document Number	12802504
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4930 COOL SPRING DR CHESTER VA 238314226, CHESTER, VA 23831-4226

Mortgage

Document Number	12802504
Date	Jun 18, 2020
Book Page	012802/000504
Instrument	28419

Lender

Name	CAPITAL CTRL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 17, 2030

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	4930 COOL SPRING DR, CHESTER, VA 23831-4226
Document Number	11986787
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11986787
Date	May 22, 2018
Book Page	011986/000787
Instrument	18429

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 21, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4930 Cool Spring Dr was $5,344, up 5.3% from the year before.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,344.00 (+5.3%)	$597,700 (+5.32%) Land $62,600 Building $535,100	$597,700 (+5.32%) Land $62,600 Building $535,100
2025	$5,075.00	$567,500 Land $62,600 Building $504,900	$567,500 Land $62,600 Building $504,900
2023	$4,570.00	$499,500 Land $62,600 Building $436,900	$499,500 Land $62,600 Building $436,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4930 Cool Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4930 Cool Spring Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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