4830 Cool Spring Dr, Chester, VA 23831 Property Records

Chesterfield County property record for 4830 Cool Spring Dr, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,802 sqft · built 1964
Lot Size	0.481 acres (20,952 sqft)
Owner	Individual Name on File
Last Sale	$318,710 (May 2021)
Tax Bill	$3,619 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11510090300A004`

Property Details

APN / Parcel Number

Primary APN	`11510090300A004`
Alternative APNs	`786-65-29-11-300-000` `423714001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,802 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,952 sqft (0.481 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	423714001
Street Address	4830 COOL SPRING DR
City	CHESTER
State	VA
Zip	23831-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	BRUCE FARM L 4 BK A SEC 3
Legal Subdivision	BRUCE FARM
Legal Block	A
Legal Lot Number	4
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	2
Census Block	2003
Census Tract	100505

Owner

4830 Cool Spring Dr is owned and occupied by an individual who bought it in May 2021.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4830 COOL SPRING DR, CHESTER, VA 23831-4224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Warranty Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE
Oct 26, 2019	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2021 · Amount on File
Deed Sale	May 6, 2021 · Amount on File
Prior Sale	May 13, 2016 · Amount on File
Deed Document Number	202129765
Deed Book / Page	13401 / 982
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	May 6, 2021
Property Address	4830 COOL SPRING DR, CHESTER, VA 23831-4224
Document Number	13401-982
Book / Page	13401 / 982
Instrument Date	Apr 9, 2021
Instrument	2021029765
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4830 COOL SPRING DR, CHESTER, VA 23831-4224

Mortgage

Document Number	2021029766
Date	May 6, 2021
Instrument	2021029766

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	4830 COOL SPRING DR, CHESTER, VA 23831-4224
Document Number	12522758
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4830 COOL SPRING DR CHESTER VA 238314224, CHESTER, VA 23831-4224

Mortgage

Document Number	12522758
Date	Nov 13, 2019
Book Page	012522/000758
Instrument	46212

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4830 Cool Spring Dr was $3,619.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,619.00	$403,900 (+5.07%) Land $61,000 Building $342,900	$403,900 (+5.07%) Land $61,000 Building $342,900
2025		$384,400 Land $61,000 Building $323,400	$384,400 Land $61,000 Building $323,400
2023	$3,069.00	$334,600 Land $61,000 Building $273,600	$334,600 Land $61,000 Building $273,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4830 Cool Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4830 Cool Spring Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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