493 W Third St, Lexington, KY 40508 Property Records

Lexington-Fayette Urban County property record for 493 W Third St, Lexington, KY 40508

Property Summary

Property Type	Apartments (5+ Units)
Details	2,300 sqft · built 1922
Lot Size	0.117 acres (5,079 sqft)
Owner	Individual Name on File
Tax Bill	$3,779 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Jul 2022 Mortgage + 2 more
APN	`10250400`

Property Details

APN / Parcel Number

Primary APN	`10250400`

Interior

Units	3 Units
Stories	2 Stories
Building Area	2,300 sqft Total Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Brick Veneer
Lot Area	5,079 sqft (0.117 acres)
Lot Width	40 ft Width

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	493 W THIRD ST
City	LEXINGTON
State	KY
Zip	40508-2223
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-4
Legal Description	E-136 ROSS ADDITION LOT 2; BOOK: 3638 PAGE: 535
Legal Subdivision	ROSS ADDITION
Legal Lot Number	2
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	4
Census Block	4008
Census Tract	200

Owner

493 W Third St, a residential property, is owned by an individual who acquired it in July 2023.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	9426 SW 170TH AVE, MIAMI, FL 33196-2971
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage TRADITIONAL BANK INC
Jul 27, 2022	Deed of Trust, Mortgage TRADITIONAL BANK INC
Nov 23, 2020	Deed of Trust, Mortgage TRADITIONAL BK
Jan 2, 2019	Deed, Transfer · Stand-Alone First Mortgage TRADITIONAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023
Deed Sale	Jul 24, 2023
Prior Sale	Jan 2, 2019 · Amount on File
Deed Document Number	202339
Deed Book / Page	807 / 717
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	493 W THIRD ST, LEXINGTON, KY 40508-2223
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9426 SW 170TH AVE, MIAMI, FL 33196-2971

Mortgage

Document Number	MB10629/247
Date	Apr 17, 2023
Book Page	MB 10629/247
Instrument	202304170104

Lender

Name	TRADITIONAL BANK INC
Type	Bank
Address	LEXINGTON, KY 40509

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 31, 2033

Interest

Rate Type	Adjustable Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	493 W THIRD ST, LEXINGTON, KY 40508-2223
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000491/116
Date	Jul 27, 2022
Book Page	0491/116

Lender

Name	TRADITIONAL BANK INC

Agreement

Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	493 W THIRD ST, LEXINGTON, KY 40508-2223
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009840/403
Date	Nov 23, 2020
Book Page	9840/403

Lender

Name	TRADITIONAL BK

Agreement

Amount	Amount on Record

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jan 2, 2019
Property Address	493 W THIRD ST, LEXINGTON, KY 40508-2223
Document Number	003638/535
Book / Page	3638 / 535
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009239/464
Date	Jan 2, 2019
Book Page	9239/464

Lender

Name	TRADITIONAL BK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 493 W Third St was $3,779, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,779.00 (+1.89%)	$300,000 (-)	$300,000 (-)
2025	$3,709.00	$300,000	$300,000
2023	$3,709.00	$300,000	$300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 493 W Third St; there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1978–1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 493 W Third St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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