474 W Third St, Lexington, KY 40508 Property Records

Lexington-Fayette Urban County property record for 474 W Third St, Lexington, KY 40508

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,978 sqft · built 1880
Lot Size	0.155 acres (6,747 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Apr 2025)
Tax Bill	$13,858 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Line of Credit + 2 more
APN	`11287500`

Property Details

APN / Parcel Number

Primary APN	`11287500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,978 sqft Living Area
Basement Area	1,489 sqft
Finished Basement	946 sqft
Unfinished Basement	543 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Brick
Lot Area	6,747 sqft (0.155 acres)
Lot Width	41 ft Width
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	474 W THIRD ST
City	LEXINGTON
State	KY
Zip	40508-3512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BOOK: 3492 PAGE: 225
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	1
Census Block	1005
Census Tract	102

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	474 W THIRD ST, LEXINGTON, KY 40508-3512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAND GROUP TITLE
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit LAND GROUP TITLE
Feb 7, 2022	Deed, Transfer
May 17, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Prior Sale	Feb 7, 2022 · Amount on Record
Deed Document Number	202551
Deed Book / Page	4126 / 25
Prior Transfer Date	Jan 1, 2017
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Recording Date	Apr 16, 2026
Property Address	474 W THIRD ST, LEXINGTON, KY 40508-3512
Document Number	0000000127
Book / Page	11193 / 639
Instrument Date	Apr 7, 2026
Instrument	2026127
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAND GROUP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 W THIRD ST, LEXINGTON, KY 40508-3512

Mortgage

Document Number	0000000127,
Date	Apr 16, 2026
Book Page	11193/639
Instrument	2026127

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 8, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Recording Date	Apr 16, 2026
Property Address	474 W THIRD ST, LEXINGTON, KY 40508-3512
Document Number	0000000128
Book / Page	11193 / 656
Instrument Date	Apr 3, 2026
Instrument	2026128
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAND GROUP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 W THIRD ST, LEXINGTON, KY 40508-3512

Mortgage

Document Number	0000000128,
Date	Apr 16, 2026
Book Page	11193/656
Instrument	2026128

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 8, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Feb 7, 2022
Property Address	474 W THIRD ST, LEXINGTON, KY 40508-3512
Document Number	003914/490
Book / Page	3914 / 490
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	May 17, 2017
Property Address	474 W THIRD ST, LEXINGTON, KY 40508-3512
Document Number	003492/225
Book / Page	3492 / 225
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,858.00 (+47.61%)	$1,100,000 (+44.89%)	$1,100,000 (+44.89%)
2025	$9,388.00 (+8.46%)	$759,200 (+8.46%)	$759,200 (+8.46%)
2023	$8,656.00	$700,000	$700,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	5 (1997–2010)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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