493 Rainbow Mountain Rd, Boone, NC 28607 Property Records

Watauga County property record for 493 Rainbow Mountain Rd, Boone, NC 28607

Property Summary

Property TypeMobile Home
Lot Size0.97 acres (42,253 sqft)
Owner2 Individual Names on File
Last Sale$55,000 (Oct 2019)
Deeds & MortgagesFeb 2022 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2809-76-9242-000

Property Details

APN / Parcel Number

Primary APN2809-76-9242-000
Alternative APN
  • 1844996

Interior

Plumbing Fixtures10 Plumbing Fixtures

Exterior

Architectural StyleMobile Home
Lot Area42,253 sqft (0.97 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number1844996
Street Address493 RAINBOW MOUNTAIN RD
CityBOONE
StateNC
Zip28607-6838
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionT-B
Legal TractB
JurisdictionWATAUGA NC
Township / Civil DivisionBLOWING ROCK
Census Block Group1
Census Block1025
Census Tract920602

Owner

493 Rainbow Mountain Rd, a mobile home, is owned by two individuals who bought it in October 2019.

Source: Watauga County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address4470 POWER DR, SHERRILLS FORD, NC 28673-8307
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
21ST MORTGAGE CORP
Oct 1, 2019Warranty Deed, Transfer · Conventional with PMI
KARL M ROOD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2019 · Amount on File
Deed SaleOct 1, 2019 · Amount on File
Prior SaleSep 23, 2013 · Amount on File
Deed Document Number2019683157
Deed Book / Page2051 / 495
Prior Transfer DateAug 30, 2013
Prior Transfer Doc0017220718
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address493 RAINBOW MOUNTAIN RD, BOONE, NC 28607-6838
Transaction TypeMortgage
Record UpdatedFeb 28, 2022
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022560523
DateFeb 16, 2022
Book Page2256/523
Instrument717137
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
AddressKNOXVILLE, TN 37902
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term303 Months
DueMay 15, 2047

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateOct 1, 2019
Property Address493 RAINBOW MOUNTAIN RD, BOONE, NC 28607-6838
Document Number0020510495
Book / Page002051 / 000495
Instrument DateSep 18, 2019
Instrument683157
Transaction TypeTransfer
Record UpdatedOct 17, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$110.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address105 WOODBURY LN BOONE NC 286079865, BOONE, NC 28607-9865

Mortgage

Document Number20510499
DateOct 1, 2019
Book Page002051/000499
Instrument683158
Lender
NameKARL M ROOD
AddressPO BOX 663, VALLE CRUCIS, NC 28691-0663
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueSep 30, 2034

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$22,200 (-) Land $17,200 Building $5,000
2025$22,200 Land $17,200 Building $5,000
2024$22,200 Land $17,200 Building $5,000
2023$22,200 Land $17,200 Building $5,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 493 Rainbow Mountain Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 units insured
incl. 8 condo units
Nearby Flood Claims8 (1979–2024)
Claims Outside the SFHA3 of 8
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 493 Rainbow Mountain Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Rainbow Mountain Rd

Nearby Streets

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