256 Rainbow Mountain Rd, Boone, NC 28607 Property Records

Watauga County property record for 256 Rainbow Mountain Rd, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,506 sqft · built 1973
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Jul 2021)
Tax Bill	$1,469 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2809-75-9880-000`

Property Details

APN / Parcel Number

Primary APN	`2809-75-9880-000`
Alternative APN	`1840940`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,506 sqft Living Area
1st Floor Area	780 sqft
Basement Area	1,116 sqft
Finished Basement	1,116 sqft
Unfinished Basement	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Basement
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	356 sqft
Patio Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1840940
Street Address	256 RAINBOW MOUNTAIN RD
City	BOONE
State	NC
Zip	28607-6830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1 - PLAT 22/462
Legal Subdivision	RAINBOW MOUNTAIN OVERLOOK SUBDIVISION
Legal Tract	1
Legal Lot Number	29
Jurisdiction	WATAUGA NC
Township / Civil Division	BLOWING ROCK
Census Block Group	1
Census Block	1026
Census Tract	920602

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	256 RAINBOW MOUNTAIN RD, BOONE, NC 28607-6830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 27, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Dec 4, 2020 · Amount on Record
Deed Document Number	2021709392
Deed Book / Page	2209 / 26
Prior Transfer Date	Jun 12, 2012
Prior Transfer Doc	0016370877
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 30, 2021
Property Address	256 RAINBOW MOUNTAIN RD, BOONE, NC 28607-6830
Document Number	0022090026
Book / Page	2209 / 26
Map Reference	MB 22 PG 462
Instrument Date	Jul 27, 2021
Instrument	709392
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1328 BATTERY DR, 1328, RALEIGH, NC 27610-2603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 RAINBOW MOUNTAIN RD, BOONE, NC 28607-6830

Mortgage

Document Number	0000709393
Date	Jul 30, 2021
Instrument	709393

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 4, 2020
Property Address	256 RAINBOW MOUNTAIN RD, BOONE, NC 28607-6830
Document Number	0021470420
Book / Page	2147 / 420
Map Reference	MB 22 PG 462
Instrument Date	Dec 3, 2020
Instrument	699178
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5301 SENDERO DR, RALEIGH, NC 27612-1809

Mortgage

Document Number	0000699179
Date	Dec 4, 2020
Instrument	699179

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 27, 2018
Property Address	256 RAINBOW MOUNTAIN RD, BOONE, NC 28607-6830
Document Number	0019890195
Book / Page	1989 / 0195
Map Reference	MB22 PG462
Instrument Date	Aug 22, 2018
Instrument	671729
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	256 RAINBOW MOUNTAIN RD, 256, BOONE, NC 28607-6830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 RAINBOW MOUNTAIN RD, BOONE, NC 28607-6830

Mortgage

Document Number	0000671730
Date	Aug 27, 2018
Instrument	671730

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,400 (-) Land $13,900 Building $347,500
2025		$361,400 (-) Land $13,900 Building $347,500
2024	$1,469.00		$361,400 Land $13,900 Building $347,500
2023		$361,400 Land $13,900 Building $347,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 units insured incl. 8 condo units
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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