Wake County property record for 493 Hay River St, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,325 sqft · built 2003 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $160,000 (May 2012) |
| Tax Bill | $3,023 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1721.05-18-2499 0303089 |
| Primary APN | 1721.05-18-2499 0303089 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,325 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 399 sqft |
| Porch | Porch |
| Porch Area | 120 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0303089 |
|---|---|
| Street Address | 493 HAY RIVER ST |
| City | GARNER |
| State | NC |
| Zip | 27529-7261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LO30 HUNTER'S MARK SUB PH1 BM2002-1711 |
| Legal Township | 16 |
| Legal Subdivision | MARK SUB |
| Legal Phase | 1 |
| Legal Lot Number | 30 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 52815 |
Source: Wake County records, as of April 18, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 493 HAY RIVER ST, GARNER, NC 27529-7261 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2012 · Amount on Record |
| Deed Sale | May 29, 2012 · Amount on Record |
| Prior Sale | May 29, 2012 · Amount on Record |
| Deed Document Number | 147810188 |
| Last Transfer Date | Jul 10, 2013 |
| Transfer Doc | 153532167 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 493 HAY RIVER ST, GARNER, NC 27529-7261 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 185511797 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 18551/1797 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 493 HAY RIVER ST, GARNER, NC 27529-7261 |
| Document Number | 172390696 |
| Instrument Date | Sep 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 493 HAY RIVER ST GARNER NC 275297261, GARNER, NC 27529-7261 |
| Document Number | 172390696 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 017239/000696 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,023.00 | $233,943 Land $43,000 Building $190,943 | $233,943 Land $43,000 Building $190,943 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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