477 Hay River St, Garner, NC 27529 Property Records

Wake County property record for 477 Hay River St, Garner, NC 27529 · Last verified April 2024

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,569 sqft · built 2003
Lot Size0.219 acres (9,583 sqft)
OwnerOwner Name on File
Tax Bill$2,453 (2023)
Deeds & MortgagesFeb 2022 Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1721.05-18-3388 0303087

Property Details

APN / Parcel Number

Primary APN1721.05-18-3388 0303087
Alternative APN
  • 0303087

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,569 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area9,583 sqft (0.219 acres)
Garage Area249 sqft
PorchPorch
Porch Area66 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0303087
Street Address477 HAY RIVER ST
CityGARNER
StateNC
Zip27529-7261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLO28 HUNTER'S MARK SUB PH1 BM2002-01711
Legal Township16
Legal SubdivisionMARK SUB
Legal Phase1
Legal Lot Number28
JurisdictionWAKE NC
Township / Civil DivisionST. MARYS
Census Block Group2
Census Block2002
Census Tract52815

Owner

Source: Wake County records · APN 1721.05-18-3388 0303087

Assessment roll updated January 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address477 HAY RIVER ST, GARNER, NC 27529-7261
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Jul 02, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 01, 2003
Transfer Doc0010091057
Record UpdatedJun 07, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address477 HAY RIVER ST, GARNER, NC 27529-7261
Transaction TypeMortgage
Record UpdatedFeb 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number18918/2157
DateFeb 15, 2022
Book Page18918/2157
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2042

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address477 HAY RIVER ST, GARNER, NC 27529-7261
Transaction TypeMortgage
Record UpdatedAug 04, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address477 HAY RIVER ST, GARNER, NC 27529-7261

Mortgage

Document Number185821500
DateJul 02, 2021
Book Page18582/1500
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term142 Months
DueMay 01, 2033

Tax Assessment & Valuation

Source: Wake County records · Assessment roll updated January 1, 2023 · Last verified April 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
MunicipalityGarner Town
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,453.00$189,547 Land $43,000 Building $146,547$189,547 Land $43,000 Building $146,547

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wake County (37183C), updated September 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371830528152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 195 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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