Bergen County and Ramsey Borough property record for 493 Airmount Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,468 sqft · built 1920 |
| Lot Size | 0.629 acres (27,399 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $14,998 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03703-0000-00002 |
| Primary APN | 48-03703-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,468 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 27,399 sqft (0.629 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 493 AIRMOUNT AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 0.629AC |
| Legal Block | 3703 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 44202 |
493 Airmount Ave is owned and occupied by an individual who acquired it in May 1998.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 493 AIRMOUNT AVE, RAMSEY, NJ 07446-2905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 28, 1998 |
| Transfer Doc | 0000082138 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 493 Airmount Ave was $14,998, down 5.5% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $734,700 (+0.86%) Land $325,600 Building $409,100 | $734,700 (+0.86%) Land $325,600 Building $409,100 | |
| 2025 | $14,998.00 (-5.48%) | $728,400 Land $325,600 Building $402,800 | $728,400 Land $325,600 Building $402,800 |
| 2024 | $15,868.00 | ||
| 2023 | $562,300 Land $291,100 Building $271,200 | $562,300 Land $291,100 Building $271,200 | |
| 2022 | $14,749.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 493 Airmount Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 493 Airmount Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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