455 Airmount Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 455 Airmount Ave, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	4,287 sqft · built 2003
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on File
Last Sale	$1,250,000 (Oct 2022)
Tax Bill	$30,556 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-03703-0000-00005-02`

Property Details

APN / Parcel Number

Primary APN	`48-03703-0000-00005-02`
Alternative APN	`4803703000000005`

Interior

Building Area	4,287 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	64,469 sqft (1.48 acres)

Location & Zoning

Old Parcel Number	4803703000000005
Street Address	455 AIRMOUNT AVE
City	RAMSEY
State	NJ
Zip	07446-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.48 AC
Legal Subdivision	RAMSEY PARK ASSOC
Legal Block	3703
Legal Lot Number	5.02
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1008
Census Tract	44202

Owner

455 Airmount Ave is owned and occupied by an individual who bought it in October 2022.

Source: Bergen County and Ramsey Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	455 AIRMOUNT AVE, RAMSEY, NJ 07446-2905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2022 · Amount on File
Deed Sale	Oct 31, 2022 · Amount on File
Prior Sale	Jun 18, 2009 · Amount on File
Deed Document Number	2022104710
Deed Book / Page	4850 / 1363
Prior Transfer Date	Oct 3, 2003
Prior Transfer Doc	8631000849
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 31, 2022
Property Address	455 AIRMOUNT AVE, RAMSEY, NJ 07446-2905
Document Number	0048501363
Book / Page	4850 / 1363
Instrument Date	Aug 5, 2022
Instrument	2022104710
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 HICKORY AVEA, 125, TENAFLY, NJ 07670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 AIRMOUNT AVE, RAMSEY, NJ 07446-2905

Mortgage

Document Number	2022104711
Date	Oct 31, 2022
Instrument	2022104711

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 455 Airmount Ave was $30,556, down 1.2% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,494,600 (+0.71%) Land $336,200 Building $1,158,400	$1,494,600 (+0.71%) Land $336,200 Building $1,158,400
2025	$30,556.00 (-1.21%)	$1,484,000 Land $336,200 Building $1,147,800	$1,484,000 Land $336,200 Building $1,147,800
2024	$30,929.00
2023		$1,096,000 Land $298,400 Building $797,600	$1,096,000 Land $298,400 Building $797,600
2022	$28,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 455 Airmount Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2021)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 Airmount Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20