4928 Secluded Oaks Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 4928 Secluded Oaks Ln, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,029 sqft · built 2005
Lot Size	0.638 acres (27,775 sqft)
Owner	2 Individual Names on File
Last Sale	$830,000 (Sep 2017)
Tax Bill	$11,423 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`236-0370-001-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0370-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,029 sqft Living Area
1st Floor Area	2,337 sqft
2nd Floor Area	1,692 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	27,775 sqft (0.638 acres)
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4928 SECLUDED OAKS LN
City	CARMICHAEL
State	CA
Zip	95608-0887
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	BLUE OAK ESTATES, LOT 1
Legal Subdivision	BLUE OAK ESTATES
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4003
Census Tract	7903

Owner

4928 Secluded Oaks Ln is owned and occupied by two individuals who bought it in September 2017.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4928 SECLUDED OAKS LN, CARMICHAEL, CA 95608-0887
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NTHRN BK/DIXON
Jun 11, 2018	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Sep 15, 2017	Grant Deed, Transfer PHILIP TAMARKIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2017 · Amount on File
Deed Sale	Sep 15, 2017 · Amount on File
Prior Sale	Jul 3, 2008 · Amount on File
Deed Book / Page	20170915 / 7
Prior Transfer Date	Aug 16, 2011
Prior Transfer Doc	0000000867
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4928 SECLUDED OAKS LN, CARMICHAEL, CA 95608-0887
Document Number	1809060478
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4928 SECLUDED OAKS LN CARMICHAEL CA 956080887, CARMICHAEL, CA 95608-0887

Mortgage

Document Number	1809060478
Date	Sep 6, 2018
Instrument	1809060478

Lender

Name	FIRST NTHRN BK/DIXON
Type	Bank
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4928 SECLUDED OAKS LN, CARMICHAEL, CA 95608-0887
Document Number	1806150405
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4928 SECLUDED OAKS LN CARMICHAEL CA 956080887, CARMICHAEL, CA 95608-0887

Mortgage

Document Number	1806150405
Date	Jun 15, 2018
Instrument	1806150405

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 15, 2017
Property Address	4928 SECLUDED OAKS LN, CARMICHAEL, CA 95608-0887
Document Number	1709150007
Instrument Date	Sep 14, 2017
Instrument	1709150007
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$913.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4928 SECLUDED OAKS LN CARMICHAEL CA 956080887, CARMICHAEL, CA 95608-0887

Mortgage

Document Number	1709150008
Date	Sep 15, 2017
Instrument	1709150008

Lender

Name	PHILIP TAMARKIN

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4928 Secluded Oaks Ln was $11,423, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$963,165 (+2%) Land $319,160 Building $644,005
2025	$11,423.00 (+2.16%)	$944,280 Land $312,902 Building $631,378
2024	$11,181.00 (+1.67%)
2023	$10,997.00 (+2.04%)	$907,614 Land $300,752 Building $606,862
2022	$10,777.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4928 Secluded Oaks Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Dec 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4928 Secluded Oaks Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cal.net, GeoLinks, Succeed.Net.

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