4907 Secluded Oaks Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 4907 Secluded Oaks Ln, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,812 sqft · built 2002
Lot Size	0.503 acres (21,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$882,000 (Aug 2023)
Tax Bill	$10,797 (2025)
Deeds & Mortgages	Jan 2026 Transfer Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`236-0370-006-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0370-006-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,812 sqft Living Area
1st Floor Area	2,812 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	21,890 sqft (0.503 acres)
Garage Area	935 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4907 SECLUDED OAKS LN
City	CARMICHAEL
State	CA
Zip	95608-0887
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	BLUE OAK ESTATES, LOT 6
Legal Subdivision	BLUE OAK ESTATES
Legal Lot Number	6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4003
Census Tract	7903

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4907 SECLUDED OAKS LN, CARMICHAEL, CA 95608-0887
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Intrafamily Transfer, Transfer
Aug 18, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Jul 9, 2004 · Amount on Record
Deed Book / Page	20230818 / 442
Prior Transfer Date	Aug 11, 2023
Prior Transfer Doc	2023000441
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 12, 2026
Property Address	4907 SECLUDED OAKS LN, CARMICHAEL, CA 95608-0887
Document Number	0000000092
Map Reference	MB 261 MAP 1
Instrument Date	Jan 9, 2026
Instrument	202601120092
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4907 SECLUDED OAKS LN, CARMICHAEL, CA 95608-0887

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 18, 2023
Property Address	4907 SECLUDED OAKS LN, CARMICHAEL, CA 95608-0887
Document Number	0000000442
Map Reference	MB 261 MAP 1
Instrument Date	Aug 9, 2023
Instrument	202308180442
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4907 SECLUDED OAKS LN, CARMICHAEL, CA 95608-0887

Mortgage

Document Number	0000000443
Date	Aug 18, 2023
Instrument	202308180443

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$917,631 (+2%) Land $317,500 Building $600,131
2025	$10,797.00 (+2.18%) Homeowner's exemption	$899,639 (+9.06%) Land $311,275 Building $588,364
2024	$10,567.00 (+6.64%)
2023	$9,909.00 (+0.04%) Homeowner's exemption	$824,898 Land $213,861 Building $611,037
2022	$9,905.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Dec 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cal.net, GeoLinks, Succeed.Net.

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