49279 Bennett Dr, Ridge, MD 20680 Property Records

St. Mary's County property record for 49279 Bennett Dr, Ridge, MD 20680

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,101 sqft · built 2020
Lot Size1.31 acres (57,064 sqft)
Owner2 Individual Names on Record
Last Sale$18,500 (Feb 1989)
Tax Bill$3,122 (2025)
Deeds & MortgagesNov 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN01-036076

Property Details

APN / Parcel Number

Primary APN01-036076
Alternative APNs
  • 1036076
  • 036076

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,101 sqft Total Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleMobile Home
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area57,064 sqft (1.31 acres)
PorchSlab
Porch Area144 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number036076
Street Address49279 BENNETT DR
CityRIDGE
StateMD
Zip20680-3202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVMX
Legal DescriptionLOT 500-2A PLAT 70/105 GATTON'S SUBD
Legal SubdivisionGATTONS SUBDIVISION
Legal Lot Number500
JurisdictionST MARY'S MD
Township / Civil Division1, ST. INIGOES
Census Block Group4
Census Block4008
Census Tract876200

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 253, RIDGE, MD 20680-0253
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 1989 · Amount on Record
Deed SaleFeb 7, 1989 · Amount on Record
Deed Book / Page456 / 426
Last Transfer DateApr 4, 2013
Transfer Doc0038820403
Record UpdatedOct 29, 2026

November 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionST MARY'S MD
Recording DateNov 13, 2019
Property Address49279 BENNETT DR, RIDGE, MD 20680-3202
Document Number0052030497
Book / Page005203 / 000497
Instrument DateNov 8, 2019
Transaction TypeConstruction Loan
Record UpdatedNov 26, 2019
Title CompanyBLUE CRAB TITLE ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address49279 BENNETT DR RIDGE MD 206803202, RIDGE, MD 20680-3202

Mortgage

Document Number52030497
DateNov 13, 2019
Book Page005203/000497
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressMECHANICSVILLE, VA 23111
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2049

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$299,900 (+6.55%) Land $121,500 Building $178,400$299,900 (-) Land $121,500 Building $178,400
2025$3,122.00 (+16.45%)$281,467 (+15.07%)$299,900 (+22.61%) Land $121,500 Building $178,400
2023$2,681.00$244,600 Land $116,500 Building $128,100$244,600 Land $116,500 Building $128,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 136 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims107 (1985–2022)
Claims Outside the SFHA38 of 107
Most Recent ClaimOct 2022 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Hurricane Isabel, Sep 2003 · 46 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 80% of Maryland
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bennett Dr

Nearby Streets

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