49219 Bennett Dr, Ridge, MD 20680 Property Records

St. Mary's County property record for 49219 Bennett Dr, Ridge, MD 20680 · Last verified August 2026

Property Summary

Property Type	Commercial
Details	2 ba · 1,458 sqft · built 2005
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Mar 2025)
Tax Bill	$3,531 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-014420`

Property Details

APN / Parcel Number

Primary APN	`01-014420`
Alternative APNs	`1014420` `014420`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	126 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	014420
Street Address	49219 BENNETT DR
City	RIDGE
State	MD
Zip	20680-3202
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	1.00 ACRE W/S MD RT 235 RIDGE
Legal Subdivision	THE PINES
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	4
Census Block	4008
Census Tract	876200

Owner

Source: St. Mary's County records · APN 01-014420

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49219 BENNETT DR, RIDGE, MD 20680-3202
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 07, 2025 · Amount on Record
Deed Sale	Mar 07, 2025 · Amount on Record
Prior Sale	Oct 03, 2017 · Amount on Record
Deed Book / Page	6661 / 421
Record Updated	Sep 20, 2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Oct 03, 2017
Property Address	49219 BENNETT DR, RIDGE, MD 20680-3202
Document Number	0047380131
Book / Page	4738 / 131
Map Reference	LB CBG40 FO112
Instrument Date	Sep 29, 2017
Instrument	4738-131
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49219 BENNETT DR, RIDGE, MD 20680-3202

Mortgage

Document Number	4738139
Date	Oct 03, 2017
Instrument	4738-139

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,700 (+16.05%) Land $159,000 Building $175,700	$334,700 (+16.05%) Land $159,000 Building $175,700
2025	$3,531.00 (+12.7%)
2023	$3,133.00	$288,400 Land $155,700 Building $132,700	$288,400 Land $155,700 Building $132,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378762004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 136 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force 84 of 136 on primary residences
Nearby Flood Claims	107 (1985–2022)
Claims Outside the SFHA	38 of 107
Most Recent Claim	Oct 2022, tidal / storm surge
Flood Events	Hurricane Irene (Aug 2011), 6 claims Hurricane Isabel (Sep 2003), 46 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 2 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.