4919 Whispering Way, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 4919 Whispering Way, Eagan, MN 55122

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,556 sqft · built 2013
Lot Size	0.404 acres (17,576 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Jul 2022)
Tax Bill	$8,806 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-83960-01-070`

Property Details

APN / Parcel Number

Primary APN	`10-83960-01-070`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,556 sqft Living Area
Gross Area	4,416 sqft
1st Floor Area	1,190 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Wood
Lot Area	17,576 sqft (0.404 acres)
Garage Type	Attached
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4919 WHISPERING WAY
City	SAINT PAUL
State	MN
Zip	55122-4033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING WOODS 11TH ADD 7 1
Legal Subdivision	WHISPERING WOODS 11TH ADD
Legal Block	1
Legal Lot Number	70
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1008
Census Tract	60744

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4919 WHISPERING WAY, SAINT PAUL, MN 55122-4033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage KELLY MORTGAGE & REALTY INC
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Deed Document Number	20221440256
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jul 19, 2022
Property Address	4919 WHISPERING WAY, EAGAN, MN 55122-4033
Document Number	0003549585
Instrument Date	Jul 15, 2022
Instrument	3549585
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4919 WHISPERING WAY, SAINT PAUL, MN 55122-4033

Mortgage

Document Number	0003549586
Date	Jul 19, 2022
Instrument	3549586

Lender

Name	KELLY MORTGAGE & REALTY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4919 WHISPERING WAY, EAGAN, MN 55122-4033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003429424
Date	Jan 12, 2021
Instrument	3429424

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,806.00 (+20.04%)	$716,900 (+5.38%) Land $197,800 Building $519,100	$716,900 (+5.38%) Land $197,800 Building $519,100
2023	$7,336.00 Homeowner's exemption
2022		$680,300 Land $191,100 Building $489,200	$680,300 Land $191,100 Building $489,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Spectrum.

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