4927 Vincent Rd, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4927 Vincent Rd, Chattanooga, TN 37416

Property Summary

Property Type	Rural Home
Details	2 ba · 960 sqft · built 1972
Lot Size	0.274 acres (11,960 sqft)
Owner	Individual Name on Record
Last Sale	$197,000 (Mar 2023)
Tax Bill	$731 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112A B 053`

Property Details

APN / Parcel Number

Primary APN	`112A B 053`
Alternative APN	`0000039657`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,960 sqft (0.274 acres)
Lot Dimensions	119 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000039657
Street Address	4927 VINCENT RD
City	CHATTANOOGA
State	TN
Zip	37416-1020
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	LT 4 INDIAN SHORES PB26 PG39
Legal Subdivision	INDIAN SHORES
Legal Lot Number	4
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	5
Census Block	5002
Census Tract	11413

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4927 VINCENT RD, CHATTANOOGA, TN 37416-1020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2023 · Amount on Record
Deed Sale	Mar 16, 2023 · Amount on Record
Deed Document Number	2023031600119
Deed Book / Page	13238 / 51
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 16, 2023
Property Address	4927 VINCENT RD, CHATTANOOGA, TN 37416-1020
Document Number	0000000119
Book / Page	13238 / 51
Map Reference	MB 26 PG 39
Instrument Date	Mar 14, 2023
Instrument	2023031600119
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$728.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4927 VINCENT RD, CHATTANOOGA, TN 37416-1020

Mortgage

Document Number	0132380055
Date	Mar 16, 2023
Instrument	13238-0055

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$731.00 (+22.45%)	$48,275 (+80.81%)	$193,100 (+80.81%) Land $50,000 Building $143,100
2024	$597.00 (-1.49%)	$26,700 (-)	$106,800 (-) Land $30,000 Building $76,800
2023	$606.00	$26,700	$106,800 Land $30,000 Building $76,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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