4925 Vincent Rd, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4925 Vincent Rd, Chattanooga, TN 37416

Property Summary

Property Type	Rural Home
Details	1.5 ba · 960 sqft · built 1973
Lot Size	0.273 acres (11,893 sqft)
Owner	Individual Name on Record
Last Sale	$216,000 (Dec 2022)
Tax Bill	$835 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112A B 052`

Property Details

APN / Parcel Number

Primary APN	`112A B 052`
Alternative APN	`0000039656`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,893 sqft (0.273 acres)
Lot Dimensions	133 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000039656
Street Address	4925 VINCENT RD
City	CHATTANOOGA
State	TN
Zip	37416-1020
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	LT 3 INDIAN SHORES PB26 PG39
Legal Subdivision	INDIAN SHORES
Legal Lot Number	3
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	5
Census Block	5002
Census Tract	11413

Owner

Source: Hamilton County records, as of May 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4925 VINCENT RD, CHATTANOOGA, TN 37416-1020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Dec 21, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2022 · Amount on Record
Deed Sale	Dec 21, 2022 · Amount on Record
Prior Sale	Jun 21, 2016 · Amount on Record
Deed Document Number	202264
Deed Book / Page	13171 / 802
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	May 7, 2026
Property Address	4925 VINCENT RD, CHATTANOOGA, TN 37416-1020
Document Number	0000000003
Book / Page	14289 / 884
Instrument Date	Apr 30, 2026
Instrument	20263
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4925 VINCENT RD, CHATTANOOGA, TN 37416-1020
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000003,
Date	May 7, 2026
Book Page	14289/884
Instrument	20263

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4925 VINCENT RD, CHATTANOOGA, TN 37416-1020
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000238
Date	May 13, 2021
Book Page	12484/694
Instrument	2021051300238

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 21, 2022
Property Address	4925 VINCENT RD, CHATTANOOGA, TN 37416-1020
Document Number	0000000064
Book / Page	13171 / 802
Map Reference	MB 26 PG 39
Instrument Date	Dec 20, 2022
Instrument	2022122100064
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	REALTY TITLE INC, REALTY T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$799.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4925 VINCENT RD, CHATTANOOGA, TN 37416-1020
Investor	Possibly a Property Investor

Mortgage

Document Number	0131710805
Date	Dec 21, 2022
Instrument	13171-0805

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$835.00 (+8.3%)	$55,125 (+59.78%)	$220,500 (+59.78%) Land $50,000 Building $170,500
2024	$771.00 (-1.15%)	$34,500 (-)	$138,000 (-) Land $30,000 Building $108,000
2023	$780.00	$34,500	$138,000 Land $30,000 Building $108,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Vincent Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures