4927 Oakley St, Duluth, MN 55804 Property Records

St. Louis County property record for 4927 Oakley St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,536 sqft · built 1966
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (May 2025)
Tax Bill	$4,402 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-0790-11210`

Property Details

APN / Parcel Number

Primary APN	`010-0790-11210`
Alternative APNs	`1182825` `1140500` `908503`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,536 sqft Gross Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	30 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1182825
Street Address	4927 OAKLEY ST
City	DULUTH
State	MN
Zip	55804-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1078 AND 1079 SERIAL #
Legal Subdivision	CROSLEY PARK ADD TO DULUTH
Legal Block	81
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4000
Census Tract	600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4927 OAKLEY ST, DULUTH, MN 55804-1236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 8, 2022	Warranty Deed, Transfer NOT AVAILABLE, PIONEER TITLE TWIN PORTS
Aug 8, 2022	Deed, Transfer NOT AVAILABLE, PIONEER TITLE TWIN PORTS
Dec 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Nov 18, 2022 · Amount on Record
Deed Document Number	20251090462
Prior Transfer Date	Dec 6, 2017
Prior Transfer Doc	0000993049
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 18, 2022
Property Address	4927 OAKLEY ST, DULUTH, MN 55804-1236
Document Number	0001063665
Instrument Date	Nov 14, 2022
Instrument	1063665
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	NOT AVAILABLE, PIONEER TITLE TWIN PORTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4927 OAKLEY ST, DULUTH, MN 55804-1236

Mortgage

Document Number	0001063666
Date	Nov 18, 2022
Instrument	1063666

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 8, 2022
Property Address	4927 OAKLEY ST, DULUTH, MN 55804-1236
Document Number	0001059729
Instrument Date	Jul 26, 2022
Instrument	1059729
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	NOT AVAILABLE, PIONEER TITLE TWIN PORTS

Transaction

Amount	Amount Recorded
Tax	$319.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 LONDON RD, DULUTH, MN 55812-2033

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 8, 2022
Property Address	4927 OAKLEY ST, DULUTH, MN 55804-1236
Document Number	0001059728
Instrument Date	Jul 26, 2022
Instrument	1059728
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	NOT AVAILABLE, PIONEER TITLE TWIN PORTS

Transaction

Amount	Amount Recorded
Tax	$159.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 LONDON RD, DULUTH, MN 55812-2033

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 11, 2017
Property Address	4927 OAKLEY ST, DULUTH, MN 55804-1236
Document Number	000T993049
Instrument Date	Dec 6, 2017
Instrument	T993049
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4927 OAKLEY ST DULUTH MN 558041236, DULUTH, MN 55804-1236

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,402.00 (+7.26%) Homeowner's exemption
2025	$4,104.00 (-3.8%) Homeowner's exemption	$335,400 (+6.48%) Land $47,800 Building $287,600	$335,400 (+6.48%) Land $47,800 Building $287,600
2024	$4,266.00	$315,000 (+36.48%) Land $46,100 Building $268,900	$315,000 (+36.48%) Land $46,100 Building $268,900
2022		$230,800 Land $35,500 Building $195,300	$230,800 Land $35,500 Building $195,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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