St. Louis County property record for 4920 Oakley St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 884 sqft · built 1969 |
| Lot Size | 0.16 acres (6,989 sqft) |
| Owner | Individual Name on File |
| Last Sale | $263,000 (Aug 2022) |
| Tax Bill | $3,410 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage May 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0790-09650 |
| Primary APN | 010-0790-09650 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Gross Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 760 sqft |
| Finished Basement | 760 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,989 sqft (0.16 acres) |
| Garage Area | 624 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 42 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1134663 |
|---|---|
| Street Address | 4920 OAKLEY ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 934 AND 935 SERIAL # |
| Legal Subdivision | CROSLEY PARK ADDITION TO DULUTH |
| Legal Block | 72 |
| Legal Lot Number | 934-935 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-0790-09650
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4920 OAKLEY ST, DULUTH, MN 55804-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 08, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| May 07, 2018 | Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE |
| Nov 01, 2017 | Deed of Trust, Mortgage · Line of Credit PIONEER NAT'L BK/DULUTH |
| Mar 23, 2017 | Grant Deed, Transfer CARRINGTON TITLE SERVICES, CARRINGTON TITLE SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 08, 2022 · Amount on Record |
| Deed Sale | Aug 08, 2022 · Amount on Record |
| Prior Sale | May 07, 2018 · Amount on Record |
| Deed Document Number | 20221059779 |
| Prior Transfer Date | Mar 04, 2002 |
| Prior Transfer Doc | 0000720276 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 08, 2022 |
| Property Address | 4920 OAKLEY ST, DULUTH, MN 55804-1235 |
| Document Number | 0001059779 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 1059779 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $867.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4920 OAKLEY ST, DULUTH, MN 55804-1235 |
| Document Number | 0001059780 |
|---|---|
| Date | Aug 08, 2022 |
| Instrument | 1059780 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 07, 2018 |
| Property Address | 4920 OAKLEY ST, DULUTH, MN 55804-1235 |
| Document Number | 000T997695 |
| Instrument Date | May 04, 2018 |
| Instrument | T997695 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4920 OAKLEY ST DULUTH MN 558041235, DULUTH, MN 55804-1235 |
| Document Number | T997696 |
|---|---|
| Date | May 07, 2018 |
| Instrument | T997696 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 06, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4920 OAKLEY ST, DULUTH, MN 55804-1235 |
| Document Number | 000T992332 |
| Instrument Date | Nov 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4920 OAKLEY ST DULUTH MN 558041235, DULUTH, MN 55804-1235 |
| Document Number | 000T992332 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | T992332 |
| Name | PIONEER NAT'L BK/DULUTH |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 23, 2017 |
| Property Address | 4920 OAKLEY ST, DULUTH, MN 55804-1235 |
| Document Number | 000T983254 |
| Instrument Date | Jan 03, 2017 |
| Instrument | T983254 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2017 |
| Title Company | CARRINGTON TITLE SERVICES, CARRINGTON TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $271.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5170 GORTIN RD DULUTH MN 558039303, DULUTH, MN 55803-9303 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,410.00 (+7.23%) Homeowner's exemption | ||
| 2025 | $3,180.00 (-0.13%) Homeowner's exemption | $268,100 (+6.26%) Land $47,800 Building $220,300 | $268,100 (+6.26%) Land $47,800 Building $220,300 |
| 2024 | $3,184.00 | $252,300 (+15.21%) Land $46,100 Building $206,200 | $252,300 (+15.21%) Land $46,100 Building $206,200 |
| 2022 | $219,000 Land $35,500 Building $183,500 | $219,000 Land $35,500 Building $183,500 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
Based on FCC filings for 424 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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