4925 Merwin Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4925 Merwin Rd, Lapeer, MI 48446 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,630 sqft · built 1979
Lot Size	9.93 acres (432,551 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Oct 1998)
Tax Bill	$2,135 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-028-024-00`

Property Details

APN / Parcel Number

Primary APN	`008-028-024-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,630 sqft Living Area
1st Floor Area	1,612 sqft
Basement Area	988 sqft
Flooring	Carpet

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	432,551 sqft (9.93 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4925 MERWIN RD
City	LAPEER
State	MI
Zip	48446-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	08 44 301 000 00 SEC 28 T7N R9E W 1/2 OF N 1/2 OF E 1/2 OF W 1/2 OF SW, COM S 89 DEG 32' 40 E 661.10 FT FROM W 1/4 POST, TH S
Legal Range	09E
Legal Township	07N
Legal Section	28
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	4
Census Block	4023
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-028-024-00

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4925 MERWIN RD, LAPEER, MI 48446-9766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 22, 1998 · Amount on Record
Deed Sale	Oct 22, 1998 · Amount on Record
Deed Document Number	19981
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4925 MERWIN RD, LAPEER, MI 48446-9766
Document Number	0029880592
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Nov 09, 2018
Title Company	RAVENSWOOD TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4925 MERWIN RD LAPEER MI 484469766, LAPEER, MI 48446-9766

Mortgage

Document Number	0029880592
Date	Oct 05, 2018
Book Page	002988/000592

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 04, 2033

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,900 (+6.36%)	$327,800 (+6.36%)
2025	$2,135.00 (+15.09%) Homeowner's exemption	$154,100 (+18.08%)	$308,200 (+18.08%)
2023		$130,500	$261,000
2022	$1,855.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873360004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 3 of 4 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.