4842 Merwin Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4842 Merwin Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,785 sqft · built 1970
Lot Size	7.5 acres (326,700 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (May 2021)
Tax Bill	$2,573 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-028-010-00`

Property Details

APN / Parcel Number

Primary APN	`008-028-010-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,785 sqft Living Area
1st Floor Area	624 sqft
Flooring	Carpet

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	326,700 sqft (7.5 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4842 MERWIN RD
City	LAPEER
State	MI
Zip	48446-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	08 44 011 000 00 SEC 28 T7N R9E W 330 FT OF E 1/2 OF NW 1/4 EX N 1650 FTTHEREOF. 7.50 A.
Legal Range	09E
Legal Township	07N
Legal Section	28
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	4
Census Block	4002
Census Tract	336000

Owner

4842 Merwin Rd is owned and occupied by an individual who bought it in May 2021.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	4842 MERWIN RD, LAPEER, MI 48446-9766
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Line of Credit GENISYS CU
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Nov 16, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Prior Sale	Nov 16, 2020 · Amount on File
Deed Book / Page	3205 / 834
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4842 MERWIN RD, LAPEER, MI 48446-9766
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4842 MERWIN RD, LAPEER, MI 48446-9766

Mortgage

Document Number	0032750268
Date	Feb 18, 2022
Book Page	3275/268

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jan 18, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	May 24, 2021
Property Address	4842 MERWIN RD, LAPEER, MI 48446-9766
Document Number	0032050834
Book / Page	3205 / 834
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	MICHIGAN INV TITLE INC, MICHIGAN INVESTMENT TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,587.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20466 NICKE ST, 20466, CLINTON TOWNSHIP, MI 48035-4053

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3205836
Date	May 24, 2021
Instrument	3205/836

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 16, 2020
Property Address	4842 MERWIN RD, LAPEER, MI 48446-9766
Document Number	0031480197
Book / Page	003148 / 000197
Instrument Date	Nov 6, 2020
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20466 NICKE ST CLINTON TOWNSHIP MI 480354053, CLINTON TOWNSHIP, MI 48035-4053

Tax Assessment & Valuation

The 2025 property tax bill for 4842 Merwin Rd was $2,573 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,800 (+1.91%)	$277,600 (+1.91%)
2025	$2,573.00 Homeowner's exemption	$136,200	$272,400
2023		$116,400	$232,800
2022	$2,235.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4842 Merwin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4842 Merwin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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