4923 New Window Cliff Rd, Baxter, TN 38544 Property Records

Putnam County property record for 4923 New Window Cliff Rd, Baxter, TN 38544

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,012 sqft · built 1964
Lot Size	0.407 acres (17,736 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Apr 2019)
Tax Bill	$1,176 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071111O A 00200`

Property Details

APN / Parcel Number

Primary APN	`071111O A 00200`
Alternative APN	`111O A 00200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,012 sqft Living Area
1st Floor Area	1,800 sqft
Upper Floors Area	225 sqft
Basement Area	252 sqft
Finished Basement	252 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,736 sqft (0.407 acres)
Lot Dimensions	160 ft deep x 110 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Deck Area	340 sqft
Patio Area	252 sqft
Utility Building	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4923 NEW WINDOW CLIFF RD
City	BAXTER
State	TN
Zip	38544-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: K11
Jurisdiction	PUTNAM TN
Township / Civil Division	7
Census Block Group	3
Census Block	3027
Census Tract	1100

Owner

Source: Putnam County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4920 NEW WINDOW CLIFF RD, BAXTER, TN 38544-5355
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Commercial Mortgage PUTNAM 1ST MERCANTILE BANK
Mar 23, 2020	Loan Modification, Mortgage PUTNAM 1ST MERCANTILE BK
Apr 8, 2019	Grant Deed, Transfer PUTNAM 1ST MERCANTILE BK
Oct 6, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2019 · Amount on Record
Deed Sale	Apr 8, 2019 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	2019224742
Deed Book / Page	1113 / 529
Prior Transfer Date	Apr 21, 2016
Prior Transfer Doc	0000928700
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	4923 NEW WINDOW CLIFF RD, BAXTER, TN 38544-1007
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001329430
Date	Aug 11, 2021
Book Page	1329/430
Instrument	261296

Lender

Name	PUTNAM 1ST MERCANTILE BANK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PUTNAM TN
Property Address	4923 NEW WINDOW CLIFF RD, BAXTER, TN 38544-1007
Document Number	RB118720
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4920 NEW WINDOW CLIFF RD BAXTER TN 385445355, BAXTER, TN 38544-5355

Mortgage

Document Number	RB118720
Date	Mar 31, 2020
Book Page	001187/000020
Instrument	238078

Lender

Name	PUTNAM 1ST MERCANTILE BK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Term	12 Months
Due	Mar 30, 2021

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM TN
Recording Date	Apr 8, 2019
Property Address	4923 NEW WINDOW CLIFF RD, BAXTER, TN 38544-1007
Document Number	RB1113529
Book / Page	001113 / 000529
Instrument Date	Apr 3, 2019
Instrument	224742
Transaction Type	Transfer
Record Updated	May 6, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$222.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4920 NEW WINDOW CLIFF RD BAXTER TN 385445355, BAXTER, TN 38544-5355

Mortgage

Document Number	RB1113532
Date	Apr 8, 2019
Book Page	001113/000532
Instrument	224743

Lender

Name	PUTNAM 1ST MERCANTILE BK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Amount	Amount Recorded

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PUTNAM TN
Recording Date	Oct 6, 2017
Property Address	4923 NEW WINDOW CLIFF RD, BAXTER, TN 38544-1007
Document Number	RB1020217
Book / Page	001020 / 000217
Instrument Date	Oct 3, 2017
Instrument	206309
Transaction Type	Foreclosure
Record Updated	Nov 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$407.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,176.00 (+7.59%)	$44,200 (-) Land $2,500 Building $41,700
2023		$44,200 (-) Land $2,500 Building $41,700
2022	$1,093.00	$44,200 Land $2,500 Building $41,700	$176,800 (-) Land $10,000 Building $166,800
2021			$176,800 Land $10,000 Building $166,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOKEVILLE BOAT DOCK RD U.D. serves 9,345 people · EPA ID TN0000134
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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