4871 New Window Cliff Rd, Baxter, TN 38544 Property Records

Putnam County property record for 4871 New Window Cliff Rd, Baxter, TN 38544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1974
Lot Size	0.344 acres (14,994 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Sep 2020)
Tax Bill	$874 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jun 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071111O A 00400`

Property Details

APN / Parcel Number

Primary APN	`071111O A 00400`
Alternative APN	`111O A 00400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,994 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4871 NEW WINDOW CLIFF RD
City	BAXTER
State	TN
Zip	38544-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: K11
Jurisdiction	PUTNAM TN
Township / Civil Division	7
Census Block Group	3
Census Block	3027
Census Tract	1100

Owner

Source: Putnam County records, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4871 NEW WINDOW CLIFF RD, BAXTER, TN 38544-1007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 30, 2020	Loan Modification, Mortgage PUTNAM 1ST MERCANTILE BK
Jul 26, 2019	Deed of Trust, Mortgage PUTNAM 1ST MERCANTILE BK
May 31, 2019	Loan Modification, Mortgage PUTNAM 1ST MERCANTILE BK
May 2, 2018	Warranty Deed, Construction Loan · Construction Mortgage PUTNAM 1ST MERCANTILE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	May 2, 2018 · Amount on Record
Deed Document Number	2020245294
Deed Book / Page	1231 / 254
Transfer Doc	0000558150
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Sep 1, 2020
Property Address	4871 NEW WINDOW CLIFF RD, BAXTER, TN 38544-1007
Document Number	RB1231254
Book / Page	001231 / 000254
Instrument Date	Sep 1, 2020
Instrument	245294
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$607.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4871 NEW WINDOW CLIFF RD BAXTER TN 385445356, BAXTER, TN 38544-5356

Mortgage

Document Number	RB1231257
Date	Sep 1, 2020
Book Page	001231/000257
Instrument	245295

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PUTNAM TN
Property Address	4871 NEW WINDOW CLIFF RD, BAXTER, TN 38544-1007
Document Number	RB1215302
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	133 W HIGH ST COOKEVILLE TN 385065127, COOKEVILLE, TN 38506-5127

Mortgage

Document Number	RB1215302
Date	Jul 14, 2020
Book Page	001215/000302
Instrument	242612

Lender

Name	PUTNAM 1ST MERCANTILE BK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	4871 NEW WINDOW CLIFF RD, BAXTER, TN 38544-1007
Document Number	RB1151234
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	133 W HIGH ST COOKEVILLE TN 385065127, COOKEVILLE, TN 38506-5127

Mortgage

Document Number	RB1151234
Date	Oct 9, 2019
Book Page	001151/000234
Instrument	231801

Lender

Name	PUTNAM 1ST MERCANTILE BK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Amount	Amount Recorded

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PUTNAM TN
Property Address	4871 NEW WINDOW CLIFF RD, BAXTER, TN 38544-1007
Document Number	RB1125477
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	133 W HIGH ST COOKEVILLE TN 385065127, COOKEVILLE, TN 38506-5127

Mortgage

Document Number	RB1125477
Date	Jun 11, 2019
Book Page	001125/000477
Instrument	227118

Lender

Name	PUTNAM 1ST MERCANTILE BK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Term	12 Months
Due	Jun 10, 2020

May 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	May 2, 2018
Property Address	4871 NEW WINDOW CLIFF RD, BAXTER, TN 38544-1007
Document Number	RB105560
Book / Page	001055 / 000060
Instrument Date	May 1, 2018
Instrument	213159
Transaction Type	Construction Loan
Record Updated	Aug 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$266.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	133 W HIGH ST COOKEVILLE TN 385065127, COOKEVILLE, TN 38506-5127

Mortgage

Document Number	RB105562
Date	May 2, 2018
Book Page	001055/000062
Instrument	213160

Lender

Name	PUTNAM 1ST MERCANTILE BK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$874.00 (+7.5%)	$32,875 (-) Land $2,500 Building $30,375
2023		$32,875 Land $2,500 Building $30,375
2022	$813.00
2021			$131,500 Land $10,000 Building $121,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOKEVILLE BOAT DOCK RD U.D. serves 9,345 people · EPA ID TN0000134
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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