Osceola County property record for 4923 Drawdy Ct, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,448 sqft · built 2016 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $393,200 (May 2017) |
| Tax Bill | $7,893 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 172631526100011670 |
| Primary APN | 172631526100011670 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,448 sqft Heated Area |
| Gross Area | 3,436 sqft |
| 1st Floor Area | 2,448 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Finished |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4923 DRAWDY CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN LAKES PH 1 PB 24 PGS 172-178 LOT 167 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 17 |
| Legal Subdivision | TWIN LAKES |
| Legal Phase | 1 |
| Legal Tract | 5261 |
| Legal Lot Number | 167 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 43301 |
Source: Osceola County records · APN 172631526100011670
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4923 DRAWDY CT, SAINT CLOUD, FL 34772-7511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| May 09, 2017 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2017 · Amount on Record |
| Deed Sale | May 09, 2017 · Amount on Record |
| Deed Document Number | 2017066735 |
| Deed Book / Page | 5144 / 2227 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4923 DRAWDY CT, SAINT CLOUD, FL 34772-7511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057640999 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 5764/999 |
| Instrument | 2020099177 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4923 DRAWDY CT, SAINT CLOUD, FL 34772-7511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056791517 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 5679/1517 |
| Instrument | 2020026753 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 09, 2017 |
| Property Address | 4923 DRAWDY CT, SAINT CLOUD, FL 34772-7511 |
| Document Number | 0051442227 |
| Book / Page | 005144 / 002227 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 67735 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2017 |
| Title Company | CLEAR TITLE/FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,752.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4923 DRAWDY CT ST CLOUD FL 347727511, ST CLOUD, FL 34772-7511 |
| Document Number | 51442229 |
|---|---|
| Date | May 09, 2017 |
| Book Page | 005144/002229 |
| Instrument | 67736 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 08, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,893.00 (+17.32%) Homeowner's exemption | $367,571 (+5.99%) | $476,500 (+1%) Land $85,000 Building $391,500 |
| 2023 | $6,728.00 (+3.17%) Homeowner's exemption | $346,808 (+3%) | $471,800 (+26.28%) Land $75,000 Building $396,800 |
| 2022 | $6,521.00 Homeowner's exemption | $336,707 | $373,600 Land $65,000 Building $308,600 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 286 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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