Osceola County property record for 4920 Drawdy Ct, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,208 sqft · built 2016 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,400 (Jul 2017) |
| Tax Bill | $1,569 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2023 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-26-31-5261-0001-1480 |
| Primary APN | 17-26-31-5261-0001-1480 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,208 sqft Living Area |
| Gross Area | 3,218 sqft |
| 1st Floor Area | 2,208 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 548 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4920 DRAWDY CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN LAKES PH 1 PB 24 PGS 172-178 LOT 148 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 17 |
| Legal Subdivision | TWIN LAKES PH 1 |
| Legal Phase | 1 |
| Legal Tract | 5261 |
| Legal Block | 1480 |
| Legal Lot Number | 148 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 43301 |
Source: Osceola County records · APN 17-26-31-5261-0001-1480
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4920 DRAWDY CT, SAINT CLOUD, FL 34772-7504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 08, 2025 | Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC |
| Jan 04, 2023 | Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Feb 18, 2022 | Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| May 13, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 13, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 26, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jul 12, 2017 | Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 05, 2017 | Special Warranty Deed, Transfer · VA Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2017 · Amount on Record |
| Deed Sale | Jul 12, 2017 · Amount on Record |
| Prior Sale | Jan 05, 2017 · Amount on Record |
| Deed Document Number | 2017101359 |
| Deed Book / Page | 5178 / 392 |
| Prior Transfer Date | Jun 30, 2017 |
| Prior Transfer Doc | 0051780392 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4920 DRAWDY CT, SAINT CLOUD, FL 34772-7504 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4920 DRAWDY CT, SAINT CLOUD, FL 34772-7504 |
| Document Number | 0068620807 |
|---|---|
| Date | Oct 08, 2025 |
| Book Page | 6862/807 |
| Instrument | 2025125430 |
| Name | IMPERIUM LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4920 DRAWDY CT, SAINT CLOUD, FL 34772-7504 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4920 DRAWDY CT, SAINT CLOUD, FL 34772-7504 |
| Document Number | 0063392009 |
|---|---|
| Date | Jan 04, 2023 |
| Book Page | 6339/2009 |
| Instrument | 2023000793 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4920 DRAWDY CT, SAINT CLOUD, FL 34772-7504 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4920 DRAWDY CT, SAINT CLOUD, FL 34772-7504 |
| Document Number | 0061541371 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 6154/1371 |
| Instrument | 2022027793 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4920 DRAWDY CT, SAINT CLOUD, FL 34772-7504 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0059572866 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 5957/2866 |
| Instrument | 2021074157 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4920 DRAWDY CT, SAINT CLOUD, FL 34772-7504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0056570751 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 5657/0751 |
| Instrument | 2020006240 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4920 DRAWDY CT, SAINT CLOUD, FL 34772-7504 |
| Document Number | 0054710048 |
| Instrument Date | Jan 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4920 DRAWDY CT ST CLOUD FL 347727504, ST CLOUD, FL 34772-7504 |
| Document Number | 0054710048 |
|---|---|
| Date | Feb 01, 2019 |
| Book Page | 005471/000048 |
| Instrument | 13145 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 12, 2017 |
| Property Address | 4920 DRAWDY CT, SAINT CLOUD, FL 34772-7504 |
| Document Number | 0051780392 |
| Book / Page | 5178 / 0392 |
| Map Reference | MB24 PG172-178 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 2017101359 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CERTIFIED TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,108.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 492 DRAWDY CT, SAINT CLOUD, FL 34772 |
| Document Number | 0051780394 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 5178/0394 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 05, 2017 |
| Property Address | 4920 DRAWDY CT, SAINT CLOUD, FL 34772-7504 |
| Document Number | 0050810590 |
| Book / Page | 5081 / 0590 |
| Map Reference | MB24 PG172-178 |
| Instrument Date | Dec 21, 2016 |
| Instrument | 2017002374 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CLEAR TITLE OF FLORIDA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,233.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 370 CENTERPOINTE CIR STE 1136, 370, ALTAMONTE SPRINGS, FL 32701-3451 |
| Name | Verified Name |
|---|---|
| Address | 4920 DRAWDY CT, SAINT CLOUD, FL 34772-7504 |
| Document Number | 0050810592 |
|---|---|
| Date | Jan 05, 2017 |
| Instrument | 5081/0592 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,569.00 (-22.02%) Homeowner's exemption Veteran's exemption | $302,558 (+5.99%) | $431,200 (+1.27%) Land $85,000 Building $346,200 |
| 2024 | $2,012.00 (+0.45%) | ||
| 2023 | $2,003.00 (+3.25%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $285,468 (+3%) | $425,800 (+25.98%) Land $75,000 Building $350,800 |
| 2022 | $1,940.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $277,154 | $338,000 Land $65,000 Building $273,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 51% of the US · above 21% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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