4922 White Cedar Rd, Ladson, SC 29456 Property Records

Dorchester County property record for 4922 White Cedar Rd, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,013 sqft · built 2016
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$228,425 (Jun 2016)
Tax Bill	$2,898 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`163-02-02-105`

Property Details

APN / Parcel Number

Primary APN	`163-02-02-105`
Alternative APN	`R0076364`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,013 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Coal

Location & Zoning

Account Number	R0076364
Street Address	4922 WHITE CEDAR RD
City	LADSON
State	SC
Zip	29456-8533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD_NC
Legal Description	LOT 120 SUBD: COOSAW PRESERVE PH 3
Legal Subdivision	COOSAW PRESERVE
Legal Phase	3
Legal Lot Number	120
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	1
Census Block	1000
Census Tract	10817

Owner

Source: Dorchester County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4922 WHITE CEDAR RD, LADSON, SC 29456-8533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY CAPITAL CORP
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Deed Document Number	2016914620
Deed Book / Page	10291 / 236
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	4922 WHITE CEDAR RD, LADSON, SC 29456-8533
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	136640021
Date	Sep 17, 2021
Book Page	13664/21
Instrument	2021030341

Lender

Name	ALLY CAPITAL CORP
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	4922 WHITE CEDAR RD, LADSON, SC 29456-8533
Document Number	2979/0253
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4922 WHITE CEDAR RD LADSON SC 294568533, LADSON, SC 29456-8533

Mortgage

Document Number	2979/0253
Date	Dec 11, 2020
Book Page	012979/000253
Instrument	34045

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2050

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	North Charleston City
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,898.00 (-1.36%)	$15,054 (+48.84%) Land $4,000 Building $11,054	$376,340 (+48.84%) Land $100,000 Building $276,340
2024	$2,938.00 (+11.97%)
2023	$2,624.00 (+0.85%)	$10,114 (+0.04%) Land $2,800 Building $7,314	$252,848 (+0.07%) Land $70,000 Building $182,848
2022	$2,602.00	$10,110 Land $2,990 Building $7,120	$252,667 Land $74,750 Building $177,917

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	12 (2015–2022)
Claims Outside the SFHA	8 of 12
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Severe Storms And Flooding, Oct 2015 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

Cell Coverage

5G (outdoors only) and 4G LTE

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