4912 White Cedar Rd, Ladson, SC 29456 Property Records

Dorchester County property record for 4912 White Cedar Rd, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,953 sqft · built 2016
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$307,000 (Jun 2021)
Tax Bill	$157 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`163-02-02-110`

Property Details

APN / Parcel Number

Primary APN	`163-02-02-110`
Alternative APN	`R0076369`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,953 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0076369
Street Address	4912 WHITE CEDAR RD
City	LADSON
State	SC
Zip	29456-8533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD_NC
Legal Description	LOT 125 SUBD: COOSAW PRESERVE PH 3
Legal Subdivision	COOSAW PRESERVE
Legal Phase	3
Legal Lot Number	125
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	1
Census Block	1000
Census Tract	10817

Owner

4912 White Cedar Rd is owned and occupied by an individual who bought it in June 2021.

Source: Dorchester County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	4912 WHITE CEDAR RD, LADSON, SC 29456-8533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed, Transfer · VA Mortgage NAVY FCU
Jun 17, 2020	Warranty Deed, Transfer · VA Mortgage COLTEN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Jun 17, 2020 · Amount on File
Deed Document Number	2021017337
Deed Book / Page	13389 / 346
Record Updated	Jun 8, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jun 1, 2021
Property Address	4912 WHITE CEDAR RD, LADSON, SC 29456-8533
Document Number	133890346
Book / Page	13389 / 346
Map Reference	MB M PG 56
Instrument Date	May 4, 2021
Instrument	2021017337
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	EXPERT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,135.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4912 WHITE CEDAR RD, LADSON, SC 29456-8533

Mortgage

Document Number	2021017338
Date	Jun 1, 2021
Instrument	2021017338

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jun 17, 2020
Property Address	4912 WHITE CEDAR RD, LADSON, SC 29456-8533
Document Number	2560/0174
Book / Page	012560 / 000174
Instrument Date	May 18, 2020
Instrument	14384
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	COOPERATIVE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4912 WHITE CEDAR RD LADSON SC 294568533, LADSON, SC 29456-8533

Mortgage

Document Number	2560/0179
Date	Jun 17, 2020
Book Page	012560/000179
Instrument	14385

Lender

Name	COLTEN MTG
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4912 White Cedar Rd was $157.

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	North Charleston City
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$157.00	$16,329 Land $4,000 Building $12,329	$408,234 Land $100,000 Building $308,234
2024	$157.00
2023	$157.00	$12,095 (+0.04%) Land $3,200 Building $8,895	$302,372 (-) Land $80,000 Building $222,372
2022	$157.00	$12,090 Land $3,200 Building $8,890	$302,372 Land $80,000 Building $222,372

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4912 White Cedar Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	12 (2015–2022)
Claims Outside the SFHA	8 of 12
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Severe Storms And Flooding, Oct 2015 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4912 White Cedar Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

Cell Coverage

5G (outdoors only) and 4G LTE

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