DeSoto County property record for 4920 W Commerce St, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 925 sqft · built 2000 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $527 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-3-08-00-0-00008-00 |
| Primary APN | 3-08-3-08-00-0-00008-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Shed | 1 Shed |
| Shed Area | 378 sqft |
| Utility Building | 88 sqft |
| Street Address | 4920 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 8-3-8 PT SW 1/4 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 08 |
| Legal Lot Number | 8 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 71122 |
4920 W Commerce St is owned by a company and is owner-occupied.
Source: DeSoto County records, as of December 12, 2025
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4920 W COMMERCE ST, HERNANDO, MS 38632-8436 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000009423 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4920 W Commerce St was $527.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $527.00 | $5,278 Land $3,000 Building $2,278 | $52,782 Land $30,000 Building $22,782 |
| 2023 | $5,278 | $52,782 Land $30,000 Building $22,782 | |
| 2022 | $527.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4920 W Commerce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4920 W Commerce St is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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