4920 Split Rail Dr, Wilmington, NC 28412 Property Records

New Hanover County property record for 4920 Split Rail Dr, Wilmington, NC 28412

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,620 sqft · built 1996
Lot Size0.214 acres (9,365 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Oct 2022)
Tax Bill$1,456 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR07113-005-001-000

Property Details

APN / Parcel Number

Primary APNR07113-005-001-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,620 sqft Living Area
1st Floor Area726 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area9,365 sqft (0.214 acres)
TerrainLow
Garage Area440 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area357 sqft
Deck Area364 sqft
Patio Area364 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address4920 SPLIT RAIL DR
CityWILMINGTON
StateNC
Zip28412-8318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15,RESIDENTIAL DISTRICT
Legal DescriptionLOT 12 PH 2 THE LAKES AT JOHNSON FARMS
Legal SubdivisionLAKES AT JOHNSON FARMS
Legal Phase2
Legal Block5
Legal Lot Number12
JurisdictionNEW HANOVER NC
Township / Civil DivisionMASONBORO
Census Block Group2
Census Block2016
Census Tract12008

Owner

Source: New Hanover County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4920 SPLIT RAIL DR, WILMINGTON, NC 28412-8318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Jun 27, 2019Warranty Deed, Transfer
STATE EMPS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2022 · Amount on Record
Deed SaleOct 3, 2022 · Amount on Record
Prior SaleJun 27, 2019 · Amount on Record
Deed Document Number648780
Deed Book / Page6598 / 522
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateOct 3, 2022
Property Address4920 SPLIT RAIL DR, WILMINGTON, NC 28412-8318
Document Number00659800522
Book / Page6598 / 522
Map ReferenceMB 34 PG 274
Instrument DateSep 22, 2022
Instrument2022035013
Transaction TypeTransfer
Record UpdatedOct 14, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1304 ELEMENT WAY APT 14102, 1304, WILMINGTON, NC 28412-1634

Transferred To (Grantee/Buyer)

NameVerified Name
Address4920 SPLIT RAIL DR, WILMINGTON, NC 28412-8318

Mortgage

Document Number2022035014
DateOct 3, 2022
Instrument2022035014
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateJun 27, 2019
Property Address4920 SPLIT RAIL DR, WILMINGTON, NC 28412-8318
Document Number0062260320
Book / Page006226 / 000320
Instrument DateJun 26, 2019
Instrument19554
Transaction TypeTransfer
Record UpdatedJul 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4920 SPLIT RAIL DR WILMINGTON NC 284128318, WILMINGTON, NC 28412-8318

Mortgage

Document Number62260324
DateJun 27, 2019
Book Page006226/000324
Instrument19555
Lender
NameSTATE EMPS CU
AddressRALEIGH, NC 27611-5279
Agreement
AmountAmount Recorded
Term360 Months
DueJun 26, 2049
Interest
Rate TypeAdjustable Rate
Rate4.87%

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,456.00 (+1.68%)$365,300 (+41.21%) Land $111,100 Building $254,200$365,300 (+41.21%) Land $111,100 Building $254,200
2024$1,432.00 (+0.92%)
2023$1,419.00$258,700 Land $88,800 Building $169,900$258,700 Land $88,800 Building $169,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCFPUA-WILMINGTON
serves 212,227 people · EPA ID NC0465010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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