4920 N Orchard St, Ruston (Tacoma), WA 98407 Property Records

Pierce County property record for 4920 N Orchard St, Ruston, WA 98407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,887 sqft · built 2016
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on Record
Last Sale	$899,000 (Oct 2019)
Tax Bill	$9,510 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`236500-0-693`

Property Details

APN / Parcel Number

Primary APN	`236500-0-693`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,887 sqft Living Area
Gross Area	514 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	6,882 sqft (0.158 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	140 sqft
Deck Area	237 sqft
Patio Area	335 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	4920 N ORCHARD ST
City	RUSTON
State	WA
Zip	98407-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUSTO
Legal Description	SECTION 23 TOWNSHIP 21 RANGE 02 QUARTER 14 BAY VIEW TO RUSTON PARCEL A OF BLA 2014-07-21-5005 DESC AS BEG AT INTER OF NLY EXT OF W LI OF L 9 B 25 & S LI OF B 18 OF SD PLAT TH S 87 DEG 35 MIN 29 SEC E 120.52 FT TH S 02 DEG 23 MIN 09 SEC W 57 FT TH N 8
Legal Range	02
Legal Township	21
Legal Section	23
Legal Subdivision	BLA#201407215005
Legal Block	S,25,18
Legal Lot Number	A
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2016
Census Tract	60300

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4920 N ORCHARD ST, RUSTON, WA 98407-4509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage TIMBERLAND BK
Oct 18, 2019	Warranty Deed, Transfer · Conventional Mortgage TIMBERLAND BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Dec 2, 2016 · Amount on Record
Deed Document Number	2019152
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	4920 N ORCHARD ST, RUSTON, WA 98407-4509
Document Number	2007271037
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4920 N ORCHARD ST RUSTON WA 984074509, RUSTON, WA 98407-4509

Mortgage

Document Number	2007271037
Date	Jul 27, 2020
Instrument	202007271037

Lender

Name	TIMBERLAND BK
Type	Bank
Address	EDGEWOOD, WA 98371

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 18, 2019
Property Address	4920 N ORCHARD ST, RUSTON, WA 98407-4509
Document Number	0010180152
Map Reference	DOC 201407215005
Instrument Date	Oct 14, 2019
Instrument	201910180152
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,002.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 N ORCHARD ST, RUSTON, WA 98407-4509

Mortgage

Document Number	0010180153
Date	Oct 18, 2019
Instrument	201910180153

Lender

Name	TIMBERLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Ruston City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,029,400 (+0.23%) Land $386,000 Building $643,400	$1,029,400 (+0.23%) Land $386,000 Building $643,400
2025	$9,510.00 (-1.04%)
2024	$9,610.00 (-3.19%)	$1,027,000 (-10.12%) Land $308,800 Building $718,200	$1,027,000 (-10.12%) Land $308,800 Building $718,200
2023	$9,927.00	$1,142,600 Land $440,600 Building $702,000	$1,142,600 Land $440,600 Building $702,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Orchard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures