4906 N Orchard St, Ruston (Tacoma), WA 98407 Property Records

Pierce County property record for 4906 N Orchard St, Ruston, WA 98407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,770 sqft · built 1910
Lot Size	0.19 acres (8,288 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,475,000 (Nov 2024)
Tax Bill	$9,090 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage Jun 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`236500-0-720`

Property Details

APN / Parcel Number

Primary APN	`236500-0-720`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	3,770 sqft Living Area
Gross Area	1,542 sqft
Upper Floors Area	336 sqft
Basement Area	1,542 sqft
Finished Basement	744 sqft
Unfinished Basement	798 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	8,288 sqft (0.19 acres)
Lot Width	129 ft Width
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	188 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	744 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	4906 N ORCHARD ST
City	RUSTON
State	WA
Zip	98407-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	SECTION 23 TOWNSHIP 21 RANGE 02 QUARTER 14 BAY VIEW TO RUSTON E 14 FT OF L 11, L 12 & 13 B 26 TOG/W S 9.5 FT N 49TH ST ABUTT VAC UNDER RUSTON ORD 682 AFN 2730761(DCCAES9-6-85)
Legal Range	02
Legal Township	21
Legal Section	23
Legal Subdivision	BAY VIEW TO RUSTON
Legal Block	26
Legal Lot Number	11
Legal Unit	682
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2021
Census Tract	60300

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4906 N ORCHARD ST, RUSTON, WA 98407-4509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2018	Warranty Deed, Transfer TIAA FSB
Jun 20, 2018	Trustee's Deed, Construction Loan · Line of Credit EASTSIDE FNDG
Sep 20, 2017	Warranty Deed, Transfer · Commercial Mortgage EASTSIDE FUNDING LLC
Mar 24, 2017	Quit Claim Deed, Subdivision Related Transfer Quitclaim
Mar 15, 2017	Quit Claim Deed, Transfer · Construction Mortgage ALERA MANAGEMENT GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2024 · Amount on Record
Deed Sale	Nov 27, 2024 · Amount on Record
Prior Sale	Nov 30, 2018 · Amount on Record
Deed Document Number	2024184
Prior Transfer Date	Sep 25, 2009
Prior Transfer Doc	0000000710
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 30, 2018
Property Address	4906 N ORCHARD ST, RUSTON, WA 98407-4509
Document Number	1811300610
Instrument Date	Nov 2, 2018
Instrument	201811300610
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,920.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4906 N ORCHARD ST RUSTON WA 984074509, RUSTON, WA 98407-4509

Mortgage

Document Number	1811300611
Date	Nov 30, 2018
Instrument	201811300611

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 20, 2018
Property Address	4906 N ORCHARD ST, RUSTON, WA 98407-4509
Document Number	1806200963
Instrument Date	Sep 15, 2017
Instrument	201806200963
Transaction Type	Construction Loan
Record Updated	Jul 9, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4852 N SHIRLEY ST TACOMA WA 984073028, TACOMA, WA 98407-3028

Mortgage

Document Number	1806200963
Date	Jun 20, 2018
Instrument	201806200963

Lender

Name	EASTSIDE FNDG
Type	Funding / Finance Company
Address	KIRKLAND, WA 98033

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 20, 2017
Property Address	4906 N ORCHARD ST, RUSTON, WA 98407-4509
Document Number	0009200825
Map Reference	VOL2 PG21
Instrument Date	Sep 1, 2017
Instrument	201709200825
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	F A T C O

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,413.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5406 N 43RD ST, TACOMA, WA 98407-3707

Mortgage

Document Number	0009200826
Date	Sep 20, 2017
Instrument	201709200826

Lender

Name	EASTSIDE FUNDING LLC
Type	REO / Foreclosure Company
Address	KIRKLAND, WA 98033

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2017: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 24, 2017
Property Address	4906 N ORCHARD ST, RUSTON, WA 98407-4509
Document Number	1703240617
Instrument Date	Mar 17, 2017
Instrument	201703240617
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 28, 2017

Transaction

Amount	Amount Recorded
Tax	$6,858.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 N 30TH ST TACOMA WA 984075312, TACOMA, WA 98407-5312

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 15, 2017
Property Address	4906 N ORCHARD ST, RUSTON, WA 98407-4509
Document Number	1703150310
Instrument Date	Mar 8, 2017
Instrument	201703150310
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2920 N WARNER ST TACOMA WA 984076263, TACOMA, WA 98407-6263

Mortgage

Document Number	1703150311
Date	Mar 15, 2017
Instrument	201703150311

Lender

Name	ALERA MANAGEMENT GROUP LLC
Address	5800 MEADOWS RD # 230, LAKE OSWEGO, OR 97035-8253

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 14, 2018

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Ruston City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,065,400 (+9.1%) Land $401,300 Building $664,100	$1,065,400 (+9.1%) Land $401,300 Building $664,100
2025	$9,090.00 (-0.51%)
2024	$9,137.00 (+3.2%)	$976,500 (-4.18%) Land $321,000 Building $655,500	$976,500 (-4.18%) Land $321,000 Building $655,500
2023	$8,854.00	$1,019,100 Land $342,100 Building $677,000	$1,019,100 Land $342,100 Building $677,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Orchard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures