4920 Main St, Gibson, NC 28343 Property Records

Scotland County property record for 4920 Main St, Gibson, NC 28343

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,701 sqft · built 1948
Lot Size	1.37 acres (60,060 sqft)
Owner	Individual Name on Record
Last Sale	$25,681 (Aug 2013)
Tax Bill	$3,593 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`040170 04004`

Property Details

APN / Parcel Number

Primary APN	`040170 04004`
Alternative APN	`905518`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,701 sqft Heated Area
Gross Area	4,251 sqft
1st Floor Area	2,105 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1978
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,060 sqft (1.37 acres)
Lot Dimensions	286 ft deep x 210 ft wide
Garage Type	Mixed
Garage Area	550 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	905518
Street Address	4920 MAIN ST
City	GIBSON
State	NC
Zip	28343-8849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	GIBSON
Jurisdiction	SCOTLAND NC
Township / Civil Division	WILLIAMSON
Census Block Group	1
Census Block	1064
Census Tract	10501

Owner

Source: Scotland County records, as of September 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12940 ANDREWS DR, LAURINBURG, NC 28352-9159
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK
Dec 12, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2013 · Amount on Record
Deed Sale	Aug 12, 2013 · Amount on Record
Deed Document Number	20132247
Deed Book / Page	1400 / 219
Last Transfer Date	Dec 10, 2018
Transfer Doc	1605/145
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTLAND NC
Property Address	4920 MAIN ST, GIBSON, NC 28343-8849
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 MAIN ST, GIBSON, NC 28343-8849

Mortgage

Document Number	001763/453
Date	Sep 14, 2022
Book Page	1763/453
Instrument	2022-00002691

Lender

Name	FIRST BANK
Type	Bank
Address	LAURINBURG, NC 28352

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTLAND NC
Recording Date	Dec 12, 2018
Property Address	4920 MAIN ST, GIBSON, NC 28343-8849
Document Number	1605/145
Book / Page	1605 / 145
Instrument Date	Dec 10, 2018
Instrument	2018-00002821
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12940 ANDREWS DR, LAURINBURG, NC 28352-9159

Tax Assessment & Valuation

Source: Scotland County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Scotland County
Municipality	Gibson Town
Unified School District	Scotland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,593.00 (+8.78%)	$205,700 (+5.73%) Land $14,740 Building $190,960	$205,700 (+5.73%)
2023		$194,550 (-) Land $14,740 Building $179,810	$194,550 (-)
2022	$3,303.00	$194,550 Land $14,740 Building $179,810	$194,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 12, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GIBSON serves 589 people · EPA ID NC0383015
Water Source	Purchased groundwater from SCOTLAND CO WATER-SOUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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