4820 Main St, Gibson, NC 28343 Property Records

Scotland County property record for 4820 Main St, Gibson, NC 28343

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,660 sqft · built 1911
Lot Size	0.786 acres (34,270 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Sep 2023)
Tax Bill	$1,858 (2022)
Deeds & Mortgages	Sep 2023 Sale Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040170 02008`

Property Details

APN / Parcel Number

Primary APN	`040170 02008`
Alternative APN	`908161`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,660 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,270 sqft (0.786 acres)
Lot Dimensions	298 ft deep x 115 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	876 sqft
Fence	Fence
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Account Number	908161
Old Parcel Number	040170 02008
Street Address	4820 MAIN ST
City	GIBSON
State	NC
Zip	28343-8816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	MAIN ST. GIBSON
Legal Subdivision	R E LEE
Jurisdiction	SCOTLAND NC
Township / Civil Division	WILLIAMSON
Census Block Group	1
Census Block	1051
Census Tract	10501

Owner

Source: Scotland County records, as of September 12, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4820 MAIN ST, GIBSON, NC 28343-8816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer
Aug 17, 2021	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Aug 17, 2021 · Amount on Record
Deed Document Number	2023-00002185
Deed Book / Page	1778 / 833
Record Updated	Jun 7, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTLAND NC
Recording Date	Sep 1, 2023
Property Address	4820 MAIN ST, GIBSON, NC 28343-8816
Document Number	001778/833
Book / Page	1778 / 833
Instrument Date	Jul 14, 2023
Instrument	2023-00002185
Transaction Type	Transfer
Record Updated	Sep 13, 2023

Transaction

Amount	Amount Recorded
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4549 ABACOS PL, BRADENTON, FL 34203-3100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 MAIN ST, GIBSON, NC 28343-8816

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTLAND NC
Recording Date	Aug 17, 2021
Property Address	4820 MAIN ST, GIBSON, NC 28343-8816
Document Number	1726/98
Book / Page	1726 / 98
Instrument Date	Aug 12, 2021
Instrument	2021-00002375
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 HIGHLAND DR, 704, LAURINBURG, NC 28352-4211

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100002376
Date	Aug 17, 2021
Instrument	2021-00002376

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	1-Year LIBOR
Max Rate	9.15%

Tax Assessment & Valuation

Source: Scotland County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Scotland County
Municipality	Gibson Town
Unified School District	Scotland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$108,000 (-) Land $8,070 Building $99,930	$108,000 (-)
2022	$1,858.00	$108,000 Land $8,070 Building $99,930	$108,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 12, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GIBSON serves 589 people · EPA ID NC0383015
Water Source	Purchased groundwater from SCOTLAND CO WATER-SOUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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