4920 Keos Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4920 Keos Way, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,052 sqft · built 1987
Lot Size0.14 acres (6,105 sqft)
Owner2 Company Names on Record
Last Sale$1,399,000 (Apr 2026)
Tax Bill$5,663 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN169-402-24-00

Property Details

APN / Parcel Number

Primary APN169-402-24-00

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,052 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area6,105 sqft (0.14 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4920 KEOS WAY
CityOCEANSIDE
StateCA
Zip92056-5156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 122 TR 011604
Legal SubdivisionLEISURE VILLAGE OCEANSIDE
Legal Tract011604
Legal Block1
Legal Lot Number122
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1008
Census Tract19808

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4920 KEOS WAY, OCEANSIDE, CA 92056-5156
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Grant Deed, Transfer · Conventional Mortgage
LENDSURE MORTGAGE CORPORATION
May 14, 2021Grant Deed, Transfer
FIDELITY NATL TTL SAN DIEGO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2026 · Amount on Record
Deed SaleApr 20, 2026 · Amount on Record
Prior SaleMay 14, 2021 · Amount on Record
Deed Document Number2026109777
Prior Transfer DateJan 5, 2016
Prior Transfer Doc0000053720
Record UpdatedOct 29, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 20, 2026
Property Address4920 KEOS WAY, OCEANSIDE, CA 92056-5156
Document Number0000109777
Instrument DateFeb 5, 2026
Instrument2026.109777
Transaction TypeTransfer
Record UpdatedApr 29, 2026
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$155,428.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address4920 KEOS WAY, OCEANSIDE, CA 92056-5156

Mortgage

Document Number0000109778,
DateApr 20, 2026
Instrument2026..109778
Lender
NameLENDSURE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 14, 2021
Property Address4920 KEOS WAY, OCEANSIDE, CA 92056-5156
Document Number0000373023
Map ReferenceMAP 11604
Instrument DateApr 29, 2021
Instrument2021-0373023
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2389 VIA MARIPOSA W UNIT 2D, 2D, LAGUNA WOODS, CA 92637-2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$515,112 (+2%) Land $254,980 Building $260,132
2025$5,663.00 (+6.07%) Homeowner's exemption$505,013 (+4.04%) Land $249,981 Building $255,032
2024$5,339.00 (+2.5%)
2023$5,209.00 (+0.29%) Homeowner's exemption$485,405 Land $240,275 Building $245,130
2022$5,194.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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