4916 Keos Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4916 Keos Way, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,800 sqft · built 1987
Lot Size0.141 acres (6,122 sqft)
OwnerCompany Name on Record
Last Sale$665,000 (Jun 2017)
Tax Bill$8,677 (2025)
Deeds & MortgagesOct 2020 Mortgage
Dec 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN169-402-25-00

Property Details

APN / Parcel Number

Primary APN169-402-25-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,800 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area6,122 sqft (0.141 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4916 KEOS WAY
CityOCEANSIDE
StateCA
Zip92056-5156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 123 TR 011604
Legal SubdivisionLEISURE VILLAGE OCEANSIDE
Legal Tract011604
Legal Block1
Legal Lot Number123
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1008
Census Tract19808

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4916 KEOS WAY, OCEANSIDE, CA 92056-5156
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
PACIFIC LENDING LLC
Dec 29, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 12, 2017Grant Deed, Transfer · Conventional Mortgage
S W I FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2017 · Amount on Record
Deed SaleJun 12, 2017 · Amount on Record
Prior SaleNov 22, 2013 · Amount on Record
Deed Document Number2017262248
Last Transfer DateDec 17, 2020
Transfer Doc0000840534
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4916 KEOS WAY, OCEANSIDE, CA 92056-5156
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 676027, RCHO SANTA FE, CA 92067-6027

Mortgage

Document Number0000599395
DateOct 5, 2020
Instrument2020-0599395
Lender
NamePACIFIC LENDING LLC
TypeMortgage Company
AddressONTARIO, CA 91764
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 29, 2020
Property Address4916 KEOS WAY, OCEANSIDE, CA 92056-5156
Document Number0000840534
Instrument DateDec 17, 2020
Instrument840534
Transaction TypeTransfer
Record UpdatedJan 7, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4916 KEOS WAY OCEANSIDE CA 920565156, OCEANSIDE, CA 92056-5156

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 12, 2017
Property Address4916 KEOS WAY, OCEANSIDE, CA 92056-5156
Document Number0000262248
Map ReferenceMAP11604
Instrument DateApr 4, 2017
Instrument2017-0262248
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATL TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4916 KEOS WAY, OCEANSIDE, CA 92056-5156

Mortgage

Document Number0000262249
DateJun 12, 2017
Instrument2017-0262249
Lender
NameS W I FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$787,218 (+2%) Land $527,157 Building $260,061
2025$8,677.00 (+8.71%) Homeowner's exemption$771,783 (+4.04%) Land $516,821 Building $254,962
2023$7,982.00 (+0.26%) Homeowner's exemption$741,815 Land $496,753 Building $245,062
2022$7,961.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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