4920 Hwy 305 S, Hernando, MS 38632 Property Records

DeSoto County property record for 4920 Hwy 305 S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,822 sqft · built 2017
Lot Size	2.36 acres (103,237 sqft)
Owner	Individual Name on File
Tax Bill	$1,898 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-06-7-26-01-0-00001-00`

Property Details

APN / Parcel Number

Primary APN	`3-06-7-26-01-0-00001-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,822 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	103,237 sqft (2.36 acres)

Location & Zoning

Street Address	4920 HIGHWAY 305 S
City	HERNANDO
State	MS
Zip	38632-9329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	FOX GLEN S-D LOT 1
Legal Range	06
Legal Township	03
Legal Section	26
Legal Subdivision	FOX GLEN S-D
Legal Lot Number	1
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3013
Census Tract	70900

Owner

4920 Hwy 305 S is owned and occupied by an individual who acquired it in August 2021.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	4920 HIGHWAY 305 S, HERNANDO, MS 38632-9329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 26, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK
Sep 14, 2017	Warranty Deed, Transfer · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021
Deed Sale	Aug 2, 2021
Prior Sale	Sep 14, 2017
Deed Document Number	0000966359
Deed Book / Page	966 / 359
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4920 HIGHWAY 305 S, HERNANDO, MS 38632-9329
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 HIGHWAY 305 S, HERNANDO, MS 38632-9329

Mortgage

Document Number	005065/435
Date	Oct 14, 2020
Book Page	5065/435

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4920 HIGHWAY 305 S, HERNANDO, MS 38632-9329
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004340/147
Date	Apr 26, 2017
Book Page	4340/147

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Oct 17, 2017

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 2, 2021
Property Address	4920 HIGHWAY 305 S, HERNANDO, MS 38632-9329
Document Number	000966/359
Book / Page	966 / 359
Map Reference	MB 51 PG 64&47
Instrument Date	Jul 30, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	681 RED BARK DR, 681, COLLIERVILLE, TN 38017-7325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 HIGHWAY 305 S, HERNANDO, MS 38632-9329

Mortgage

Document Number	0005306272
Date	Aug 2, 2021
Instrument	5306/272

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 14, 2017
Property Address	4920 HIGHWAY 305 S, HERNANDO, MS 38632-9329
Document Number	20170914010263120
Map Reference	PL 51 PG 46-47
Instrument Date	Sep 13, 2017
Instrument	20170914010263120
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10355 HOLLY SPRINGS RD, 10355, HERNANDO, MS 38632-8087

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4920 HIGHWAY 305 S, HERNANDO, MS 38632-9329

Mortgage

Document Number	20170914010263130
Date	Sep 14, 2017
Instrument	20170914010263130

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4920 Hwy 305 S was $1,898.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,898.00	$26,648 Land $1,778 Building $24,870	$266,472 Land $17,775 Building $248,697
2023	$1,595.00	$18,962	$189,618 Land $17,775 Building $171,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4920 Hwy 305 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4920 Hwy 305 S is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 68% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

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