DeSoto County property record for 4480 Hwy 305 S, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,394 sqft · built 2000 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $695 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-06-7-26-00-0-00014-00 |
| Primary APN | 3-06-7-26-00-0-00014-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,394 sqft Adjusted Area |
| 1st Floor Area | 1,197 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Utility Building | 444 sqft |
| Street Address | 4480 HIGHWAY 305 S |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 26-3-6 PT NW 1/4 |
| Legal Range | 006 |
| Legal Township | 03S |
| Legal Section | 26 |
| Legal Subdivision | MARSHA S HARRIS |
| Legal Lot Number | 14 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 70900 |
4480 Hwy 305 S is owned by an individual who acquired it in November 2025.
Source: DeSoto County records, as of December 23, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 396 WS TAYLOR RD, COMO, MS 38619-2306 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2016 |
| Deed Sale | Jan 21, 2016 |
| Deed Book / Page | 782 / 664 |
| Last Transfer Date | Nov 5, 2025 |
| Transfer Doc | 1025021495 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4480 HIGHWAY 305 S, HERNANDO, MS 38632-9327 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10355 HOLLY SPRINGS RD, HERNANDO, MS 38632-8087 |
| Document Number | 005328/648 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 5328/648 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Aug 20, 2022 |
The 2025 property tax bill for 4480 Hwy 305 S was $695.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $695.00 | $8,434 Land $1,000 Building $7,434 | $84,339 Land $10,000 Building $74,339 |
| 2023 | $618.00 | $6,186 | $61,864 Land $10,000 Building $51,864 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4480 Hwy 305 S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4480 Hwy 305 S is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 72% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
May also be available: C Spire Wireless.
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