Kenton County property record for 492 Walnut Rd, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 830 sqft · built 1935 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (May 2022) |
| Tax Bill | $1,218 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-40-00-268.00 |
| Primary APN | 059-40-00-268.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 830 sqft Finished Area |
| Gross Area | 1,059 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 492 WALNUT RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LATONIA LAKES LOTS 1175 THRU 1178 |
| Legal Subdivision | LATONIA LAKES |
| Legal Phase | 8 |
| Legal Lot Number | 1175 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 65800 |
Source: Kenton County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 492 WALNUT RD, COVINGTON, KY 41015-2371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2022 · Amount on Record |
| Deed Sale | May 5, 2022 · Amount on Record |
| Prior Sale | Oct 15, 2014 · Amount on Record |
| Deed Document Number | 2022116 |
| Deed Book / Page | 163 / 665 |
| Prior Transfer Date | May 6, 2010 |
| Prior Transfer Doc | 0005900109 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 5, 2022 |
| Property Address | 492 WALNUT RD, COVINGTON, KY 41015-2371 |
| Document Number | 0005900116 |
| Book / Page | 163 / 665 |
| Map Reference | MB 3 PG 33 |
| Instrument Date | May 5, 2022 |
| Instrument | 22050505900116 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 265 DOGWOOD CIR, 265, CORINTH, KY 41010-3255 |
| Name | Verified Name |
|---|---|
| Address | 492 WALNUT RD, COVINGTON, KY 41015-2371 |
| Document Number | 0005900117 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 367/929 |
| Instrument | 22050505900117 |
| Name | STEPHEN R COX |
|---|---|
| Type | Private Party |
| Address | 265 DOGWOOD CIR, CORINTH, KY 41010 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,218.00 (+20.24%) | $88,500 (+36.15%) Land $15,000 Building $73,500 | $88,500 (+36.15%) Land $15,000 Building $73,500 |
| 2023 | $1,013.00 | $65,000 Land $5,000 Building $60,000 | $65,000 Land $5,000 Building $60,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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