488 Walnut Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 488 Walnut Rd, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 2001
Square Footage1,000 sqft Finished Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$100,000 (2019)
Tax Bill$1,394.00 (2025)

Property Details

APN / Parcel Number

Primary APN059-40-00-270.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,000 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 2001
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area10,019 sqft (0.23 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0594000270.00
Street Address488 WALNUT RD
CityCOVINGTON
StateKY
Zip41015-2371
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLATONIA LAKES LOTS 1168 THRU 1172
Legal SubdivisionLATONIA LAKES
Legal Phase2
Legal Lot Number1168 1169
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1009
Census Tract65800

Owner

Source: Kenton County records · APN 059-40-00-270.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address488 WALNUT RD, COVINGTON, KY 41015-2371
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Oct 25, 2019Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FIFTH THIRD BK
Jul 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL BK
May 23, 2018Warranty Deed, Transfer · Conventional Mortgage
KENTUCKY HSNG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 25, 2019 · Amount on Record
Deed SaleOct 25, 2019 · Amount on Record
Prior SaleMay 23, 2018 · Amount on Record
Deed Doc Number0000435262
Deed Book / Page4352 / 62
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address488 WALNUT RD, COVINGTON, KY 41015-2371
Transaction TypeMortgage
Record UpdatedMar 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900205
DateFeb 23, 2022
Book Page341/36
Instrument22022305900205
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term337 Months
DueMar 01, 2050

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateOct 25, 2019
Property Address488 WALNUT RD, COVINGTON, KY 41015-2371
Document Number0000000101
Book / Page0I4352 / 000062
Instrument DateOct 18, 2019
Instrument101
Transaction TypeTransfer
Record UpdatedNov 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$100.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address488 WALNUT RD COVINGTON KY 410152371, COVINGTON, KY 41015-2371

Mortgage

Document Number102
DateOct 25, 2019
Book Page0I4352/000065
Instrument102
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 24, 2049

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address488 WALNUT RD, COVINGTON, KY 41015-2371
Document Number0000000339
Instrument DateJul 11, 2019
Transaction TypeMortgage
Record UpdatedAug 02, 2019
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address488 WALNUT RD COVINGTON KY 410152371, COVINGTON, KY 41015-2371

Mortgage

Document Number0000000339
DateJul 18, 2019
Book Page0I4296/000152
Instrument339
Lender
NameCENTRAL BK
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 17, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 23, 2018
Property Address488 WALNUT RD, COVINGTON, KY 41015-2371
Document Number0000000030
Book / Page0I4109 / 000111
Instrument DateMay 03, 2018
Instrument30
Transaction TypeTransfer
Record UpdatedJun 12, 2018
Title CompanyCOSMOPOLITAN TITLE CORPORATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$75.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address488 WALNUT RD COVINGTON KY 410152371, COVINGTON, KY 41015-2371

Mortgage

Document Number32
DateMay 23, 2018
Book Page0I4109/000129
Instrument32
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 22, 2028
Interest
Rate12%

Mortgage

Document Number31,
DateMay 23, 2018
Book Page0I4109/000114
Instrument31
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
AmountAmount Recorded
Term360 Months
DueMay 22, 2048

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,394.00 (-10.53%)$101,300 (+1.3%) Land $15,000 Building $86,300$101,300 (+1.3%) Land $15,000 Building $86,300
2023$1,558.00$100,000 Land $5,000 Building $95,000$100,000 Land $5,000 Building $95,000

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