Florence County property record for 492 W Cheves St, Florence, SC 29501
| Property Type | Office Building |
|---|---|
| Details | 3,705 sqft · built 1927 |
| Lot Size | 0.303 acres (13,208 sqft) |
| Owner | Company Name on Record |
| Last Sale | $331,000 (Dec 2019) |
| Tax Bill | $8,506 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90074-07-035 |
| Primary APN | 90074-07-035 |
|---|
| Building Area | 3,705 sqft Total Area |
|---|
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 13,208 sqft (0.303 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 492 W CHEVES ST |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-4447 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | B3 |
| Legal Description | W CHEVES & WARLEY LT A |
| Legal Lot Number | A |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1000 |
Source: Florence County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 492 W CHEVES ST, FLORENCE, SC 29501-4447 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed of Trust, Mortgage · Commercial Mortgage CAROLINA BANK &TRUST CO |
| Oct 2, 2025 | Deed, Transfer |
| Dec 19, 2019 | Grant Deed, Transfer · Line of Credit CAROLINA BK |
| Jun 22, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2019 · Amount on Record |
| Deed Sale | Dec 19, 2019 · Amount on Record |
| Prior Sale | Dec 19, 2019 · Amount on Record |
| Deed Book / Page | 831 / 512 |
| Last Transfer Date | Oct 2, 2025 |
| Transfer Doc | DMA11791923 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 492 W CHEVES ST, FLORENCE, SC 29501-4447 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 492 W CHEVES ST, FLORENCE, SC 29501-4447 |
| Document Number | DMA11890479 |
|---|---|
| Date | Dec 3, 2025 |
| Book Page | DMA1189/479 |
| Instrument | 2025015859 |
| Name | CAROLINA BANK &TRUST CO |
|---|---|
| Address | 185 W EVANS ST, FLORENCE, SC 29501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 10, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Oct 2, 2025 |
| Property Address | 492 W CHEVES ST, FLORENCE, SC 29501-4447 |
| Document Number | DMA11791923 |
| Book / Page | DMA1179 / 1923 |
| Map Reference | MB 105 PG 339 |
| Instrument Date | Oct 2, 2025 |
| Instrument | 2025013090 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 492 W CHEVES ST, FLORENCE, SC 29501-4447 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Dec 19, 2019 |
| Property Address | 492 W CHEVES ST, FLORENCE, SC 29501-4447 |
| Document Number | 0000018577 |
| Book / Page | 000831 / 000512 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 18577 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,224.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 492 W CHEVES ST FLORENCE SC 295014447, FLORENCE, SC 29501-4447 |
| Document Number | 18578 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 000831/000517 |
| Instrument | 18578 |
| Name | CAROLINA BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, SC 29501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 18, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jun 22, 2018 |
| Property Address | 492 W CHEVES ST, FLORENCE, SC 29501-4447 |
| Document Number | 0007511514 |
| Book / Page | 000751 / 001514 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.85 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 248 W EVANS ST FLORENCE SC 295013428, FLORENCE, SC 29501-3428 |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,506.00 (+6.83%) | $15,199 (-) Land $1,993 Building $13,206 | $379,991 (-) Land $49,825 Building $330,166 |
| 2024 | $7,962.00 (+12.54%) | $15,199 (-99.89%) Land $1,993 Building $13,206 | $379,991 (-98.85%) Land $49,825 Building $330,166 |
| 2023 | $7,075.00 (+1.03%) Additional exemption filed | $13,217,062 (+99,900.47%) Land $1,733,060 Building $11,484,002 | $33,042,656 (+9,899.99%) Land $4,332,650 Building $28,710,006 |
| 2022 | $7,003.00 Additional exemption filed | $13,217 Land $1,733 Building $11,484 | $330,427 Land $43,327 Building $287,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1985–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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